Charlotte County property record for 522 Nesbit St, Punta Gorda, FL 33950
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2 ba · 1,060 sqft · built 1979 |
| Lot Size | 0.217 acres (9,480 sqft) |
| Owner | Owner Name on File |
| Last Sale | $100,000 (Jun 2010) |
| Tax Bill | $1,983 (2023) |
| Flood Zone | Zone AE (high risk) |
| APN | 41-23-06-459-002 |
| Primary APN | 41-23-06-459-002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,060 sqft Total Area |
| Gross Area | 1,130 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Wood Truss |
| Roof Material | Shingle |
| Lot Area | 9,480 sqft (0.217 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Fence | Fence |
| Canopy | 70 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 10004701775 |
|---|---|
| Old Parcel Number | 00921370000003 |
| Street Address | 522 NESBIT ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-4937 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | SP |
| Legal Description | PUG 000 0070 0027 PUNTA GORDA BLK 70 LT 27 321/789 360/995 462/435 495/663 DC495/703 504/34 571/999 645/158 83 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 06 |
| Legal Subdivision | PUNTA GORDA |
| Legal Block | 70 |
| Legal Lot Number | 27 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2098 |
| Census Tract | 10302 |
Source: Charlotte County records · APN 41-23-06-459-002
Assessment roll updated July 1, 2023 · Last verified January 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 615 DUPONT ST, PUNTA GORDA, FL 33950-4971 |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2010 · Amount on Record |
| Deed Sale | Jun 22, 2010 · Amount on Record |
| Prior Sale | Mar 19, 1999 · Amount on Record |
| Deed Document Number | 1944800 |
| Deed Book / Page | 3488 / 2124 |
| Record Updated | Jun 07, 2026 |
Source: Charlotte County records · Assessment roll updated July 1, 2023 · Last verified January 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,983.00 (+17.48%) | $108,389 (+1%) | $152,449 (+54.72%) Land $94,800 Building $57,649 |
| 2022 | $1,688.00 | $98,535 Land $52,377 Building $46,158 | $98,535 Land $52,377 Building $46,158 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 335 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 734 units insured incl. 399 condo units |
| Nearby Flood Claims | 335 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| ALTIUS Communications Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies, T-Mobile USA.
Based on FCC filings for 199 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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