99 Nancy Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 99 Nancy Ln, Toccoa, GA 30577 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,237 sqft · built 1982
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jul 2019)
Tax Bill	$1,762 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021B 045`

Property Details

APN / Parcel Number

Primary APN	`021B 045`
Alternative APN	`694450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,237 sqft Heated Area
Basement Area	1,237 sqft
Unfinished Basement	1,237 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	48,787 sqft (1.12 acres)
Terrain	Gentle Slope
Garage Type	Mixed
Garage Area	294 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	191 sqft
Patio Area	91 sqft
Utility Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	694450
Old Parcel Number	021B 045
Street Address	99 NANCY LN
City	TOCCOA
State	GA
Zip	30577-7216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 & PT LOT 17 JOE T LYLES S/D
Legal Subdivision	JOE T LYLES
Legal Lot Number	16+ 17
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1042
Census Tract	970301

Owner

Source: Stephens County records · APN 021B 045

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	99 NANCY LN, TOCCOA, GA 30577-7216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Grant Deed, Transfer · FHA Mortgage HOMESTAR FIN'L
Jul 30, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	0001185202
Deed Book / Page	1185 / 202
Last Transfer Date	Jul 31, 2019
Transfer Doc	0011850202
Record Updated	Jun 08, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 31, 2019
Property Address	99 NANCY LN, TOCCOA, GA 30577-7216
Document Number	0011850202
Book / Page	001185 / 000202
Instrument Date	Jul 30, 2019
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 NANCY LN TOCCOA GA 305777216, TOCCOA, GA 30577-7216

Mortgage

Document Number	11850205
Date	Jul 31, 2019
Book Page	001185/000205

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	99 NANCY LN, TOCCOA, GA 30577-7216
Document Number	0011860007
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 NANCY LN TOCCOA GA 305777216, TOCCOA, GA 30577-7216

Mortgage

Document Number	0011860007
Date	Aug 08, 2019
Book Page	001186/000007

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 07, 2049

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,762.00 (+21.02%) Homeowner's exemption	$78,577 (+54.28%) Land $4,840 Building $73,737	$196,442 (+54.28%) Land $12,100 Building $184,342
2023	$1,456.00	$50,932 Land $4,840 Building $46,092	$127,330 Land $12,100 Building $115,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 54% of Georgia
Wildfire Likelihood	About 1 in 893 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Cable	500 / 50
Uniti Group	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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