Stephens County property record for 147 Nancy Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,434 sqft · built 1981 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,000 (Oct 2020) |
| Tax Bill | $2,266 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 021B 046 |
| Primary APN | 021B 046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,434 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 30,928 sqft (0.71 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 252 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 694500 |
|---|---|
| Old Parcel Number | 021B 046 |
| Street Address | 147 NANCY LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 15 JOE T LYLES S/D |
| Legal Subdivision | JOE T LYLES |
| Legal Lot Number | 15 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 970301 |
Source: Stephens County records · APN 021B 046
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 147 NANCY LN, TOCCOA, GA 30577-7216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2020 | Grant Deed, Transfer · FHA Mortgage HOMESTAR FIN'L |
| Oct 06, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 14, 2020 · Amount on Record |
| Deed Sale | Oct 14, 2020 · Amount on Record |
| Prior Sale | Oct 06, 2017 · Amount on Record |
| Deed Document Number | 0001225493 |
| Deed Book / Page | 1225 / 493 |
| Last Transfer Date | Oct 20, 2020 |
| Transfer Doc | 0012250493 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Oct 20, 2020 |
| Property Address | 147 NANCY LN, TOCCOA, GA 30577-7216 |
| Document Number | 0012250493 |
| Book / Page | 001225 / 000493 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 147 NANCY LN TOCCOA GA 305777216, TOCCOA, GA 30577-7216 |
| Document Number | 12250494 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 001225/000494 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Oct 06, 2017 |
| Property Address | 147 NANCY LN, TOCCOA, GA 30577-7216 |
| Document Number | 0011330151 |
| Book / Page | 001133 / 000151 |
| Instrument Date | Oct 06, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $105.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,266.00 (+25.26%) Homeowner's exemption | $102,272 (+62.92%) Land $4,050 Building $98,222 | $255,681 (+62.92%) Land $10,125 Building $245,556 |
| 2023 | $1,809.00 (+2.73%) Homeowner's exemption | $62,775 (+6.1%) Land $4,050 Building $58,725 | $156,937 (+6.1%) Land $10,125 Building $146,812 |
| 2022 | $1,761.00 Homeowner's exemption | $59,165 Land $4,050 Building $55,115 | $147,912 Land $10,125 Building $137,787 |
Source: FEMA National Flood Hazard Layer as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Uniti Group DSL | 100 / 20 |
Based on FCC filings for 49 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOCCOA serves 28,711 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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