Stephens County property record for 161 Nancy Ln, Toccoa, GA 30577 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,861 sqft Heated Area |
| Lot Size | 32,234 sqft (0.74 acres) |
| Garage | 728 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,576.00 (2025) |
Source: Stephens County records · APN 021B 047
Assessment roll updated March 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 161 NANCY LN, TOCCOA, GA 30577-7216 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL |
| Oct 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL |
| May 20, 2020 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESTAR FIN'L |
| May 02, 2018 | Grant Deed, Transfer HOMESTAR FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 14, 2021 |
| Deed Sale | Oct 14, 2021 |
| Prior Sale | May 15, 2020 · Amount on Record |
| Deed Doc Number | 20211517 |
| Deed Book / Page | 1277 / 201 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 161 NANCY LN, TOCCOA, GA 30577-7216 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 161 NANCY LN, TOCCOA, GA 30577-7216 |
| Document Number | 0012770000000203 |
|---|---|
| Date | Dec 03, 2021 |
| Book Page | 0000001277/0000000203 |
| Instrument | 000742 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Oct 14, 2021 |
| Property Address | 161 NANCY LN, TOCCOA, GA 30577-7216 |
| Document Number | 0012770201 |
| Book / Page | 1277 / 201 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 2021-001517 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 161 NANCY LN, TOCCOA, GA 30577-7216 |
| Document Number | 0000000742 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 000742 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | May 20, 2020 |
| Property Address | 161 NANCY LN, TOCCOA, GA 30577-7216 |
| Document Number | 0012100142 |
| Book / Page | 001210 / 000142 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 161 NANCY LN TOCCOA GA 305777216, TOCCOA, GA 30577-7216 |
| Document Number | 12100144 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 001210/000144 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | May 02, 2018 |
| Property Address | 161 NANCY LN, TOCCOA, GA 30577-7216 |
| Document Number | 0011480431 |
| Book / Page | 001148 / 000431 |
| Instrument Date | Apr 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 161 NANCY LN TOCCOA GA 305777216, TOCCOA, GA 30577-7216 |
| Document Number | 11480433 |
|---|---|
| Date | May 02, 2018 |
| Book Page | 001148/000433 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2048 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,576.00 (+49.25%) | $93,858 (+61.85%) Land $4,122 Building $89,736 | $234,645 (+61.85%) Land $10,306 Building $224,339 |
| 2023 | $1,726.00 (+4.73%) | $57,991 (+4.74%) Land $4,122 Building $53,869 | $144,979 (+4.74%) Land $10,306 Building $134,673 |
| 2022 | $1,648.00 | $55,367 Land $4,122 Building $51,245 | $138,419 Land $10,306 Building $128,113 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 47% of the US · above 54% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 893 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 021B 047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,861 sqft Heated Area |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Area | 728 sqft Garage |
| Deck Area | 120 sqft Deck |
|---|---|
| Patio Area | 120 sqft Patio |
| Porch Area | 176 sqft Porch |
| Topography | Gentle Slope Topography |
| Utility Building | 144 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Commercial Water Source |
| Account Number | 694550 |
|---|---|
| Street Address | 161 NANCY LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7216 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 14 JOE T LYLES S/D |
| Legal Subdivision | JOE T LYLES |
| Legal Lot Number | 14 |
| Jurisdiction | STEPHENS GA |
| Minor Civil Division | TOCCOA |
| Census Blockgroup | 1 |
| Census Block | 1042 |
| Census Tract | 970301 |
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