Anne Arundel County property record for 99 Main St, Annapolis, MD 21401
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,803 sqft |
| Lot Size | 0.036 acres (1,568 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100,000 (Jan 2004) |
| Deeds & Mortgages | Jun 2018 Mortgage Jun 2018 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-000-06329500 |
| Primary APN | 06-000-06329500 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 3,803 sqft Gross Area |
| 1st Floor Area | 3,803 sqft |
| Upper Floors Area | 592 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Construction Type | Brick |
|---|---|
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 1,568 sqft (0.036 acres) |
| View / Lot | Commercial/Industrial |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00006329500 |
|---|---|
| Street Address | 99 MAIN ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2001 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C2 |
| Legal Description | LT ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 1 |
| Legal Lot Number | 99 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 706102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 18 PINKNEY ST, ANNAPOLIS, MD 21401-1763 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 6, 2018 | Deed of Trust, Mortgage SEVERN SVGS BK FSB |
| Jun 6, 2018 | Loan Modification, Mortgage SEVERN SVGS BK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2004 · Amount on Record |
| Deed Sale | Jan 30, 2004 · Amount on Record |
| Deed Document Number | 20042217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 99 MAIN ST, ANNAPOLIS, MD 21401-2001 |
| Document Number | 0321910408 |
| Instrument Date | Jun 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 42 EAST ST ANNAPOLIS MD 214011731, ANNAPOLIS, MD 21401-1731 |
| Document Number | 0321910408 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 032191/000408 |
| Name | SEVERN SVGS BK FSB |
|---|---|
| Type | Federal Savings Bank |
| Amount | Amount Recorded |
|---|
| Rate | 2% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 99 MAIN ST, ANNAPOLIS, MD 21401-2001 |
| Document Number | 0321910424 |
| Instrument Date | Jun 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 97-99 MAIN ST AND 196 GREEN ST ANNAPOLIS MD, ANNAPOLIS, MD |
| Document Number | 0321910424 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 032191/000424 |
| Name | SEVERN SVGS BK FSB |
|---|---|
| Type | Federal Savings Bank |
| Amount | Amount Recorded |
|---|
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,046,600 (+4.35%) Land $1,410,600 Building $636,000 | $2,046,600 (+4.35%) Land $1,410,600 Building $636,000 | |
| 2023 | Additional exemption filed | $1,961,300 Land $1,410,600 Building $550,700 | $1,961,300 Land $1,410,600 Building $550,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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