109 Main St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 109 Main St, Annapolis, MD 21401

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,373 sqft
Lot Size0.031 acres (1,350 sqft)
OwnerCompany Name on File
Last Sale$942,500 (Feb 2024)
Tax Bill$13,468 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Jun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN06-000-06139503

Property Details

APN / Parcel Number

Primary APN06-000-06139503
Alternative APNs
  • 6-000-06139503
  • 00006139503

Interior

Stories2 Stories
Building Area2,373 sqft Gross Area
1st Floor Area2,373 sqft
Fire SprinklersFire Sprinklers

Exterior

Construction TypeBrick
Fire ResistanceWood or Wood & Steel Frame
Lot Area1,350 sqft (0.031 acres)
View / LotCommercial/Industrial
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00006139503
Street Address109 MAIN ST
CityANNAPOLIS
StateMD
Zip21401-2002
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC2
Legal DescriptionLT ANNAPOLIS
Legal SubdivisionANNAPOLIS
Legal Block2
Legal Lot Number109
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2014
Census Tract706103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Colonial Annapolis Historic District
listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

109 Main St, a commercial property, is owned by a company that bought it in February 2024.

Source: Anne Arundel County records, as of September 4, 2026

Owner of RecordCompany Name on File
Mailing Address48 RANDALL ST, ANNAPOLIS, MD 21401-1741
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2024Deed, Transfer · Stand-Alone First Mortgage
RONALD HOLLANDER
Jun 27, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2024 · Amount on File
Deed SaleFeb 12, 2024 · Amount on File
Deed Book / Page40233 / 63
Prior Transfer DateMay 31, 2019
Prior Transfer Doc0332920442
Record UpdatedOct 29, 2026

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateFeb 12, 2024
Property Address109 MAIN ST, ANNAPOLIS, MD 21401-2002
Document Number0402330063
Book / Page40233 / 63
Instrument DateJan 11, 2024
Transaction TypeTransfer
Record UpdatedMay 1, 2024
Title CompanyNOT AVAILABLE, BRILLIANT TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,712.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 RANDALL ST, ANNAPOLIS, MD 21401-1741

Mortgage

Document Number0004023369
DateFeb 12, 2024
Instrument40233/69
Lender
NameRONALD HOLLANDER
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term107 Months
DueJan 11, 2033

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateJun 27, 2019
Property Address109 MAIN ST, ANNAPOLIS, MD 21401-2002
Document Number0332920442
Book / Page033292 / 000442
Instrument DateMay 31, 2019
Transaction TypeTransfer
Record UpdatedJul 19, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 288 PALM BEACH FL 334800288, PALM BEACH, FL 33480-0288

Tax Assessment & Valuation

The 2025 property tax bill for 109 Main St was $13,468, down 0.3% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$939,900 (-) Land $800,700 Building $139,200$939,900 (-) Land $800,700 Building $139,200
2025$13,468.00 (-0.28%)$939,900 Land $800,700 Building $139,200$939,900 Land $800,700 Building $139,200
2024$13,506.00 (-0.21%)
2023$13,534.00$942,500 Land $800,700 Building $141,800$942,500 Land $800,700 Building $141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims5 (2021–2024)
Most Recent ClaimJan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

Nearby Streets

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