Anne Arundel County property record for 85 Main St, Annapolis, MD 21401
| Property Type | Grocery, Supermarket |
|---|---|
| Details | 6,500 sqft |
| Lot Size | 0.079 acres (3,432 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,800,000 (Nov 2012) |
| Tax Bill | $24,990 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-05566055 |
| Primary APN | 06-000-05566055 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,500 sqft Gross Area |
| 1st Floor Area | 3,250 sqft |
| Upper Floors Area | 3,250 sqft |
| Construction Type | Brick |
|---|---|
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 3,432 sqft (0.079 acres) |
| View / Lot | Commercial/Industrial |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00005566055 |
|---|---|
| Street Address | 85 MAIN ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2001 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Grocery, Supermarket |
| Local Zoning Code | C2 |
| Legal Description | LT ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 1 |
| Legal Lot Number | 85,89 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 706102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1472 SHARPS POINT RD, ANNAPOLIS, MD 21409-6140 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 21, 2020 | Deed of Trust, Mortgage · Line of Credit SEVERN SAVINGS BANK FSB |
| Jan 21, 2020 | Deed of Trust, Mortgage · Commercial Mortgage SEVERN SAVINGS BANK FSB |
| Jan 21, 2020 | Deed of Trust, Mortgage · Commercial Mortgage SEVERN SAVINGS BANK FSB |
| Aug 16, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SEVERN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2012 · Amount on Record |
| Deed Sale | Nov 16, 2012 · Amount on Record |
| Deed Book / Page | 25375 / 352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 85 MAIN ST, ANNAPOLIS, MD 21401-2001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | MID MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 0340940419 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 34094/419 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 85 MAIN ST, ANNAPOLIS, MD 21401-2001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | MID MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 0340940396 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 34094/396 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 85 MAIN ST, ANNAPOLIS, MD 21401-2001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | MID MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 0340940374 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 34094/374 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 85 MAIN ST, ANNAPOLIS, MD 21401-2001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 1472 SHARPS POINT RD, ANNAPOLIS, MD 21409-6140 |
| Document Number | 0373780377 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 37378/377 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,743,900 (-0.28%) Land $1,556,500 Building $187,400 | $1,743,900 (-0.28%) Land $1,556,500 Building $187,400 | |
| 2025 | $24,990.00 (-0.49%) | ||
| 2023 | $25,112.00 | $1,748,800 Land $1,556,500 Building $192,300 | $1,748,800 Land $1,556,500 Building $192,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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