102 Loretta St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Woodbridge Township property record for 102 Loretta St, Perth Amboy, NJ 08861

Property Summary

Property Type	Single Family Home
Details	1,696 sqft · built 1999
Lot Size	0.078 acres (3,389 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Nov 2022)
Tax Bill	$11,555 (2025)
Deeds & Mortgages	Nov 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`25-00005-05-00260`

Property Details

APN / Parcel Number

Primary APN	`25-00005-05-00260`
Alternative APNs	`2500005000500260` `464`

Interior

Stories	2 Stories
Building Area	1,696 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	3,389 sqft (0.078 acres)
Lot Dimensions	100 ft deep x 89 ft wide

Location & Zoning

Account Number	464
Street Address	102 LORETTA ST
City	PERTH AMBOY
State	NJ
Zip	08861-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	33.89X100.IRR
Legal Subdivision	ELLENDALE TERRACE
Legal Block	5.5
Legal Lot Number	260
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	2
Census Block	2015
Census Tract	3300

Owner

102 Loretta St is owned and occupied by an individual who bought it in November 2022.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	102 LORETTA ST, PERTH AMBOY, NJ 08861-2231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Prior Sale	Jul 8, 1999 · Amount on File
Deed Document Number	202299287
Deed Book / Page	19098 / 1823
Record Updated	Oct 29, 2026

November 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 30, 2022
Property Address	102 LORETTA ST, PERTH AMBOY, NJ 08861-2231
Document Number	0000099287
Book / Page	19098 / 1823
Instrument Date	Sep 28, 2022
Instrument	2022099287
Transaction Type	Construction Loan
Record Updated	Dec 16, 2022
Title Company	PROVIDENCE ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,796.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1483 HIGHWAY 319, AYNOR, SC 29511-2903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 LORETTA STREET, WOODBRIDGE, NJ 07095

Mortgage

Document Number	0000099288
Date	Nov 30, 2022
Instrument	2022099288

Lender

Name	ATHAS CAPITAL GROUP INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 102 Loretta St was $11,555, up 3.5% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,000 (-) Land $18,000 Building $70,000	$88,000 (-) Land $18,000 Building $70,000
2025	$11,555.00 (+3.48%)	$88,000 Land $18,000 Building $70,000	$88,000 Land $18,000 Building $70,000
2024	$11,166.00
2023		$88,000 Land $18,000 Building $70,000	$88,000 Land $18,000 Building $70,000
2022	$10,573.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 102 Loretta St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 102 Loretta St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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