Essex County and Lynn City property record for 99 Light St, Lynn, MA 01905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1905 |
| Lot Size | 0.053 acres (2,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $206,900 (Apr 2004) |
| Tax Bill | $4,853 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Nov 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | B:036 L:789 S:008 |
| Primary APN | B:036 L:789 S:008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 2,152 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,300 sqft (0.053 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 99 LIGHT ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01905-2726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | 04 FRANKLIN ST |
| Legal Block | 789 |
| Legal Lot Number | 8 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 207200 |
Source: Essex County and Lynn City records · APN B:036 L:789 S:008
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 99 LIGHT ST, LYNN, MA 01905-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| Nov 30, 2017 | Deed of Trust, Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2004 · Amount on Record |
| Deed Sale | Apr 27, 2004 · Amount on Record |
| Prior Sale | Nov 18, 2003 · Amount on Record |
| Deed Book / Page | 22735 / 233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 99 LIGHT ST, LYNN, MA 01905-2726 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39821-73 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 39821/73 |
| Instrument | 20210429004730 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 99 LIGHT ST, LYNN, MA 01905-2726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36368-142 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 36368/142 |
| Instrument | 171130001620 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 01, 2047 |
Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,853.00 (+5.32%) | $468,400 (+7.04%) Land $179,500 Building $288,900 | $419,235 |
| 2024 | $4,608.00 (+7.24%) | $437,600 (+13.54%) Land $164,900 Building $272,700 | |
| 2023 | $4,297.00 | $385,400 Land $146,900 Building $238,500 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092072001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 88 individual policies |
| Nearby Flood Policies | 90 units insured incl. 2 condo units |
| Nearby Flood Claims | 82 (1979–2025) |
| Claims Outside the SFHA | 29 of 82 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Starry, T-Mobile USA.
Based on FCC filings for 137 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3163000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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