96 Light St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 96 Light St, Lynn, MA 01905

Property Summary

Property Type	Duplex
Details	12 bd · 8 ba · 4,100 sqft · built 1820
Lot Size	0.093 acres (4,060 sqft)
Owner	2 Company Names on Record
Last Sale	$330,000 (May 2023)
Tax Bill	$7,163 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2023 Foreclosure
Flood Zone	Zone AE (high risk)
APN	`B:036 L:788 S:013`

Property Details

APN / Parcel Number

Primary APN	`B:036 L:788 S:013`
Alternative APN	`LYNN M:036 B:788 L:013`

Interior

Bedrooms	12 Beds
Full Baths	8 Baths
Total Rooms	20 Rooms
Units	2 Units
Stories	3 Stories
Building Area	4,100 sqft Living Area
Gross Area	5,415 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	4,060 sqft (0.093 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	96 LIGHT ST
City	LYNN
State	MA
Zip	01905-2729
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Block	788
Legal Lot Number	13
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1009
Census Tract	207200

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	89 AUBURN PARK, 104, CAMBRIDGE, MA 02139-4900
Owner Type	Company
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU
Mar 31, 2023	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Mar 31, 2023 · Amount on Record
Prior Transfer Date	Mar 2, 2023
Prior Transfer Doc	041502-230
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYNN MA
Recording Date	May 24, 2023
Property Address	96 LIGHT ST, LYNN, MA 01905-2729
Document Number	041579-212
Book / Page	41579 / 212
Instrument Date	May 24, 2023
Instrument	20230524002350
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	89 AUBURN PARK APT 104, 104, CAMBRIDGE, MA 02139-4900

Mortgage

Document Number	230524002360
Date	May 24, 2023
Instrument	230524002360

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Jun 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

March 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	LYNN MA
Recording Date	Mar 31, 2023
Property Address	96 LIGHT ST, LYNN, MA 01905-2729
Document Number	041502-230
Book / Page	41502 / 230
Instrument Date	Mar 2, 2023
Instrument	20230331005270
Transaction Type	Foreclosure
Record Updated	Mar 18, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,163.00 (+82.64%)	$691,376 (+85.6%) Land $199,200 Building $492,176	$709,503
2024	$3,922.00 (-20.64%)	$372,500 (-15.95%) Land $183,100 Building $189,400
2023	$4,942.00	$443,200 Land $163,100 Building $280,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 88 individual policies
Nearby Flood Policies	90 units insured incl. 2 condo units
Nearby Flood Claims	82 (1979–2025)
Claims Outside the SFHA	29 of 82
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile.

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