97 Light St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 97 Light St, Lynn, MA 01905 · Last verified April 2026

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,962 sqft · built 1900
Lot Size	0.062 acres (2,696 sqft)
Owner	2 Individual Names on File
Last Sale	$588,000 (Sep 2018)
Tax Bill	$8,660 (2025)
Deeds & Mortgages	Dec 2021 Refinance Aug 2023 Line of Credit + 4 more
Flood Zone	Zone AE (high risk)
APN	`B:036 L:789 S:007`

Property Details

APN / Parcel Number

Primary APN	`B:036 L:789 S:007`
Alternative APN	`LYNN M:036 B:789 L:007`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,962 sqft Living Area
Gross Area	4,518 sqft
Basement Area	963 sqft
Unfinished Basement	963 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,696 sqft (0.062 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	97 LIGHT ST
City	LYNN
State	MA
Zip	01905-2726
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	789
Legal Lot Number	7
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1019
Census Tract	207200

Owner

Source: Essex County and Lynn City records · APN B:036 L:789 S:007

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	97 LIGHT ST, LYNN, MA 01905-2726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Dec 19, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Jan 30, 2025	Deed of Trust, Mortgage · Line of Credit NEW ENGLAND TEAMSTERS FCU
Nov 10, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Sep 05, 2018	Quit Claim Deed, Transfer · FHA Mortgage NORWICH COM'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 05, 2018 · Amount on Record
Deed Sale	Sep 05, 2018 · Amount on Record
Prior Sale	Nov 20, 2014 · Amount on Record
Deed Book / Page	36992 / 306
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	97 LIGHT ST, LYNN, MA 01905-2726
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040573-595
Date	Dec 14, 2021
Book Page	40573/595
Instrument	20211214003870

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	97 LIGHT ST, LYNN, MA 01905-2726
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00041729-1
Date	Aug 25, 2023
Book Page	41729/1
Instrument	20230825000060

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2038

Interest

Rate Type	Adjustable Rate

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	97 LIGHT ST, LYNN, MA 01905-2726
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041916-55
Date	Dec 19, 2023
Book Page	41916/55
Instrument	20231219002920

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 01, 2048

Interest

Rate Type	Adjustable Rate

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	97 LIGHT ST, LYNN, MA 01905-2726
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042553-466
Date	Jan 30, 2025
Book Page	42553/466
Instrument	20250130002810

Lender

Name	NEW ENGLAND TEAMSTERS FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2045

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	97 LIGHT ST, LYNN, MA 01905-2726
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36323-482
Date	Nov 10, 2017
Book Page	36323/482
Instrument	171110003360

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 05, 2018
Property Address	97 LIGHT ST, LYNN, MA 01905-2726
Document Number	36992-306
Book / Page	036992 / 000306
Instrument Date	Aug 31, 2018
Instrument	5003110
Transaction Type	Transfer
Record Updated	Sep 28, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,681.28
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 LIGHT ST LYNN MA 019052726, LYNN, MA 01905-2726

Mortgage

Document Number	36992-308
Date	Sep 05, 2018
Book Page	036992/000308
Instrument	5003120

Lender

Name	NORWICH COM'L

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 04, 2048

Tax Assessment & Valuation

Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,660.00 (+1.1%)	$835,900 (+2.75%) Land $191,300 Building $644,600
2024	$8,566.00 (+5.58%)	$813,500 (+11.81%) Land $175,800 Building $637,700
2023	$8,113.00	$727,600 Land $156,500 Building $571,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092072001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 88 individual NFIP policies nearby
Nearby Flood Policies	90 units insured 2 under condo master policies
Nearby Flood Claims	82 (1979–2025)
Claims Outside the SFHA	29 of 82
Most Recent Claim	Jan 2025, rainfall accumulation
Claims By Storm	Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon, Starry. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Light St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures