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99 Lifeguard Loop W, Inlet Beach, FL 32461 Property Records

Walton County property record for 99 Lifeguard Loop W, Inlet Beach, FL 32461 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 2,749 sqft · built 2013
Lot Size0.076 acres (3,311 sqft)
OwnerIndividual Name on File
Last Sale$2,125,000 (Nov 2025)
Tax Bill$15,806 (2024)
Deeds & MortgagesAug 2021 Line of Credit
Nov 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-3S-18-16033-00K-0160

Property Details

APN / Parcel Number

Primary APN26-3S-18-16033-00K-0160
Alternative APN
  • 1053495

Interior

Bedrooms5 Beds
Full Baths6 Baths
Stories3 Stories
Building Area2,749 sqft Living Area
Gross Area3,666 sqft
FlooringSteel Beam
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2013
Exterior MaterialFiber Cement Siding
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area3,311 sqft (0.076 acres)
Lot Dimensions8.3 ft deep x 4 ft wide

Exterior Amenities

PorchPorch
Porch Area827 sqft
Deck AreaDeck Area
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1053495
Street Address99 LIFEGUARD LOOP W
CityINLET BEACH
StateFL
Zip32461-6210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 BLK K SEACREST BEACH PH 7 S/D PB 14-80 OR 2356-1150 OR 2385-1401 OR 2699-2851 OR 2717-4224 OR 2894-1501 OR 2899-2269
Legal Range18W
Legal Township03S
Legal Section26
Legal SubdivisionSEACREST BEACH
Legal Phase7
Legal BlockK
Legal Lot Number16
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1019
Census Tract950611

Owner

Source: Walton County records · APN 26-3S-18-16033-00K-0160

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address97 SANDPIPER LN, MANDEVILLE, LA 70471-3382
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Line of Credit
NORTHPOINTE BANK
Nov 17, 2025Warranty Deed, Transfer · Conventional Mortgage
ONPATH FCU
Oct 13, 2021Warranty Deed, Transfer · Conventional Mortgage
ONPATH FCU
Mar 04, 2020Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 17, 2025 · Amount on Record
Deed SaleNov 17, 2025 · Amount on Record
Prior SaleOct 13, 2021 · Amount on Record
Deed Document Number20250042509
Deed Book / Page3377 / 4448
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address99 LIFEGUARD LOOP W, INLET BEACH, FL 32461-6210
Transaction TypeMortgage
Record UpdatedDec 01, 2025
Title CompanyFIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 LIFEGUARD LOOP, INLET BEACH, FL 32461-6210

Mortgage

Document Number0032130836
DateAug 24, 2021
Book Page3213/836
Instrument20210042522
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 21, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateNov 17, 2025
Property Address99 LIFEGUARD LOOP W, INLET BEACH, FL 32461-6210
Document Number0033774448
Book / Page3377 / 4448
Map ReferenceMB 14 PG 80
Instrument DateNov 13, 2025
Instrument20250042509
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanySHORELINE TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$14,875.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7827 PORTMAN ST, MONTGOMERY, AL 36116-4416

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 SANDPIPER LN, MANDEVILLE, LA 70471-3382

Mortgage

Document Number0033774454
DateNov 17, 2025
Instrument3377/4454
Lender
NameONPATH FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.24%
Type Change DateDec 01, 2032
Change Frequency10 Years
Min Rate At Change4.24%
Max Rate At Change8.24%
Index10-Year TN
Max Rate11.2%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateOct 13, 2021
Property Address99 LIFEGUARD LOOP W, INLET BEACH, FL 32461-6210
Document Number0032202855
Book / Page3220 / 2855
Map ReferenceMB 14 PG 80
Instrument DateOct 12, 2021
Instrument20210051247
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanySHORELINE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$12,950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3466 ULSTER ST, 3466, DENVER, CO 80238-2784

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address7827 PORTMAN ST, MONTGOMERY, AL 36116-4416

Mortgage

Document Number32202857
DateOct 13, 2021
Instrument3220/2857
Lender
NameONPATH FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateDec 01, 2036
IndexOther
Max Rate5.75%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 04, 2020
Property Address99 LIFEGUARD LOOP W, INLET BEACH, FL 32461-6210
Document Number0031351709
Book / Page3135 / 1709
Map ReferenceMB 14 PG 80
Instrument DateMar 02, 2020
Instrument20200007954
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanySHORELINE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,315.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1330 GTASSLAND HILLS ROAD, 1330, JASPER, IN 47546

Transferred To (Grantee/Buyer)

NameVerified Name
Address3466 ULSTER ST, DENVER, CO 80238-2784

Mortgage

Document Number0031351713
DateMar 04, 2020
Instrument3135/1713
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateApr 01, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8%
Index1-Year LIBOR
Max Rate8%

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,801,939 (+0.92%) Land $528,000 Building $1,273,939$1,801,939 (+0.92%) Land $528,000 Building $1,273,939
2024$15,806.00 (-1.64%)
2023$16,070.00 (+8.48%)$1,785,428 (+11.69%) Land $485,000 Building $1,300,428$1,785,428 (+11.69%) Land $485,000 Building $1,300,428
2022$14,814.00$1,598,531 Land $445,110 Building $1,153,421$1,598,531 Land $445,110 Building $1,153,421

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 846 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,737 units insured
891 under condo master policies
Nearby Flood Claims9 (2004–2020)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 943 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 732 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Mediacom CommunicationsFiber2,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Mediacom Communications, REV, Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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