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91 Lifeguard Loop W, Inlet Beach, FL 32461 Property Records

Walton County property record for 91 Lifeguard Loop W, Inlet Beach, FL 32461 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,222 sqft · built 2013
Lot Size0.076 acres (3,311 sqft)
Owner2 Individual Names on File
Last Sale$852,500 (Apr 2016)
Tax Bill$12,472 (2025)
Deeds & MortgagesApr 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN26-3S-18-16033-00K-0150

Property Details

APN / Parcel Number

Primary APN26-3S-18-16033-00K-0150
Alternative APNs
  • 26-318-16033-00K-0150
  • 1053494

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,222 sqft Living Area
Gross Area3,002 sqft
1st Floor Area1,148 sqft
FlooringWood
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialConcrete
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area3,311 sqft (0.076 acres)
Lot Dimensions83 ft deep x 40 ft wide
Garage TypeAttached
Garage Area432 sqft
DrivewayBrick Driveway

Exterior Amenities

PorchFinished Screened Porch
Porch Area324 sqft
Deck AreaDeck Area
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address91 LIFEGUARD LOOP W
CityINLET BEACH
StateFL
Zip32461-6210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 BLK K SEACREST BEACH PH 7 S/D PB 14-80 OR 2356-1150 OR 2385-1401 OR 2699-2851 OR 2717-4224 OR 2894-1501 OR 2900-2225 OR 2922-4901 OR 2950-1751 OR 3006-2278 &-2280
Legal Range018
Legal Township03S
Legal Section26
Legal SubdivisionSEACREST BEACH PH 7
Legal Phase7
Legal BlockK
Legal Lot Number15
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1019
Census Tract950611

Owner

Source: Walton County records · APN 26-3S-18-16033-00K-0150

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16574 WAXMYRTLE RD, MILTON, GA 30004-2427
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2016 · Amount on Record
Deed SaleApr 07, 2016 · Amount on Record
Prior SaleJun 01, 2015 · Amount on Record
Deed Document Number201610593
Deed Book / Page3006 / 2280
Prior Transfer DateJun 22, 2015
Prior Transfer Doc0030062278
Record UpdatedJun 08, 2026

April 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionWALTON FL
Recording DateApr 14, 2017
Property Address91 LIFEGUARD LOOP W, INLET BEACH, FL 32461-6210
Document Number0030382844
Book / Page003038 / 002844
Instrument DateApr 12, 2017
Instrument11790
Transaction TypeConstruction Loan
Record UpdatedAug 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address208 N EL CENTRO BLVD PANAMA CITY BEACH FL 324132305, PANAMA CITY BEACH, FL 32413-2305

Mortgage

Document Number30382844
DateApr 14, 2017
Book Page003038/002844
Instrument11790
Lender
NameCOMMUNITY BK COAST
TypeBank
AddressMIRAMAR BEACH, FL 32550
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,472.00 (+6.12%)$1,597,549 (+1.3%) Land $528,000 Building $1,069,549$1,597,549 (+1.3%) Land $528,000 Building $1,069,549
2024$11,753.00 (+2.68%)
2023$11,446.00 (+8.53%)$1,577,012 (+11.65%) Land $485,000 Building $1,092,012$1,577,012 (+11.65%) Land $485,000 Building $1,092,012
2022$10,546.00$1,412,482 Land $445,110 Building $967,372$1,412,482 Land $445,110 Building $967,372

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 846 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,737 units insured
891 under condo master policies
Nearby Flood Claims9 (2004–2020)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 943 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 732 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Mediacom CommunicationsFiber2,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Mediacom Communications, REV, Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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