Walton County property record for 69 Lifeguard Loop W, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,263 sqft · built 2006 |
| Lot Size | 0.076 acres (3,354 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $609,000 (Oct 2015) |
| Tax Bill | $10,433 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-3S-18-16033-00K-0120 |
| Primary APN | 26-3S-18-16033-00K-0120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,263 sqft Living Area |
| Gross Area | 3,012 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tin |
| Lot Area | 3,354 sqft (0.076 acres) |
| Lot Dimensions | 8.4 ft deep x 4 ft wide |
| Porch | Porch |
| Porch Area | 749 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1053491 |
|---|---|
| Street Address | 69 LIFEGUARD LOOP W |
| City | INLET BEACH |
| State | FL |
| Zip | 32461-6210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLK K SEACREST BEACH PH 7 S/D PB 14-80 OR 2339-584 OR 2503-940 OR 2679-1595 OR 2994-497 |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 26 |
| Legal Subdivision | SEACREST BEACH |
| Legal Phase | 7 |
| Legal Block | K |
| Legal Lot Number | 12 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950611 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2 HARVEST RD, FAIRPORT, NY 14450-2816 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2015 · Amount on Record |
| Deed Sale | Oct 30, 2015 · Amount on Record |
| Prior Sale | May 30, 2003 · Amount on Record |
| Deed Document Number | 2015661343807 |
| Deed Book / Page | 2994 / 0497 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 69 LIFEGUARD LOOP W, INLET BEACH, FL 32461-6210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | ALLIANCE TITLE/THE TREASURE COMPANY, ALLIANCE TTL OF TREASURER CO |
| Name | Verified Name |
|---|---|
| Address | 182 WEST CHURCT, FAIRPORT, NY 14450-2114 |
| Document Number | 0031884651 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 3188/4651 |
| Instrument | 20210013708 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,414,656 (+1.59%) Land $528,000 Building $886,656 | $1,414,656 (+1.59%) Land $528,000 Building $886,656 | |
| 2024 | $10,433.00 (+2.06%) | ||
| 2023 | $10,222.00 (+8.41%) | $1,392,516 (+11.42%) Land $485,000 Building $907,516 | $1,392,516 (+11.42%) Land $485,000 Building $907,516 |
| 2022 | $9,429.00 | $1,249,738 Land $445,110 Building $804,628 | $1,249,738 Land $445,110 Building $804,628 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Fiber · Cable in parts of the area | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink, REV, Verizon.
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