York County and Biddeford City property record for 99 Granite St, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,480 sqft · built 1987 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $376,900 (Sep 2021) |
| Tax Bill | $5,458 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:35 L:99-4 |
| Primary APN | BIDD M:35 L:99-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| Gross Area | 3,592 sqft |
| 1st Floor Area | 1,480 sqft |
| Basement Area | 1,480 sqft |
| Unfinished Basement | 1,480 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 99 GRANITE ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Subdivision | MEADOW VIEW |
| Legal Lot Number | 99-4 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 25206 |
99 Granite St is owned and occupied by two individuals who bought it in September 2021.
Source: York County and Biddeford City records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 99 GRANITE ST, BIDDEFORD, ME 04005-3653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Line of Credit ATLANTIC REGIONAL FEDERAL CREDIT UNION |
| Nov 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE |
| Sep 22, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC REGIONAL FCU |
| Oct 24, 2017 | Intrafamily Transfer, Transfer CAMDEN NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on File |
| Deed Sale | Sep 22, 2021 · Amount on File |
| Prior Sale | Oct 24, 2017 · Amount on File |
| Deed Document Number | 202155748 |
| Deed Book / Page | 18811 / 344 |
| Transfer Doc | 0175890020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Jul 9, 2026 |
| Property Address | 99 GRANITE ST, BIDDEFORD, ME 04005-3653 |
| Document Number | 0000023800 |
| Book / Page | 19943 / 155 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 202623800 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 99 GRANITE ST, BIDDEFORD, ME 04005-3653 |
| Document Number | 0000023800, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 19943/155 |
| Instrument | 202623800 |
| Name | ATLANTIC REGIONAL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 99 GRANITE ST, BIDDEFORD, ME 04005-3653 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0184610872 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 18461/872 |
| Instrument | 2020060404 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Sep 22, 2021 |
| Property Address | 99 GRANITE ST, BIDDEFORD, ME 04005-3653 |
| Document Number | 0188110344 |
| Book / Page | 18811 / 344 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2021055748 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 12 MAPLE ST, BIDDEFORD, ME 04005-2021 |
| Document Number | 2021055749 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021055749 |
| Name | ATLANTIC REGIONAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Oct 24, 2017 |
| Property Address | 99 GRANITE ST, BIDDEFORD, ME 04005-3653 |
| Document Number | 0175890020 |
| Book / Page | 17589 / 0020 |
| Instrument | 2017045497 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2017045498 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 2017045498 |
| Name | CAMDEN NATIONAL BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 24, 2047 |
The 2025 property tax bill for 99 Granite St was $5,458, up 4.6% from the year before.
Source: York County and Biddeford City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,458.00 (+4.64%) | $365,300 (-0.41%) Land $149,500 Building $215,800 | |
| 2024 | $5,216.00 (+9.17%) | $366,800 (+0.71%) Land $149,500 Building $217,300 | |
| 2023 | $4,778.00 (-3.84%) | $364,200 (+20.28%) Land $146,900 Building $217,300 | $356,915 |
| 2022 | $4,969.00 | $302,800 Land $82,600 Building $220,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Granite St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 99 Granite St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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