103 Granite St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 103 Granite St, Biddeford, ME 04005

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,512 sqft · built 1946
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$416,000 (Jul 2022)
Tax Bill$5,520 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNBIDD M:29 L:164

Property Details

APN / Parcel Number

Primary APNBIDD M:29 L:164

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,512 sqft Living Area
Gross Area2,752 sqft
1st Floor Area700 sqft
Basement Area812 sqft
Unfinished Basement812 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address103 GRANITE ST
CityBIDDEFORD
StateME
Zip04005-3653
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1A
Legal Lot Number164
JurisdictionBIDDEFORD ME
Township / Civil DivisionBIDDEFORD
Census Block Group4
Census Block4000
Census Tract25206

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 GRANITE ST, BIDDEFORD, ME 04005-3653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2021Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jul 27, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2022 · Amount on Record
Deed SaleJul 27, 2022 · Amount on Record
Prior SaleMay 1, 2008 · Amount on Record
Deed Document Number202231689
Deed Book / Page19079 / 154
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address103 GRANITE ST, BIDDEFORD, ME 04005-3653
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0185480861
DateFeb 4, 2021
Book Page18548/861
Instrument2021007021
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term229 Months
DueMar 1, 2040

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBIDDEFORD ME
Recording DateJul 27, 2022
Property Address103 GRANITE ST, BIDDEFORD, ME 04005-3653
Document Number0190790154
Book / Page19079 / 154
Instrument DateJul 27, 2022
Instrument2022031689
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address16 RUMERY ST, SACO, ME 04072-2922

Mortgage

Document Number2022031690
DateJul 27, 2022
Instrument2022031690
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalityBiddeford City
Unified School DistrictBiddeford (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,520.00 (+6.26%)$369,500 (+1.15%) Land $140,000 Building $229,500
2024$5,195.00 (+10.13%)$365,300 (+1.61%) Land $140,000 Building $225,300
2023$4,717.00 (+33.63%)$359,500 (+67.13%) Land $137,500 Building $222,000
2022$3,530.00$215,100 Land $72,500 Building $142,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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