85 Granite St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 85 Granite St, Biddeford, ME 04005

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,593 sqft · built 1986
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$283,500 (Mar 2015)
Tax Bill$5,571 (2025)
Deeds & MortgagesSep 2019 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNBIDD M:35 L:99-3

Property Details

APN / Parcel Number

Primary APNBIDD M:35 L:99-3
Alternative APN
  • M:35 L:99=3

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,593 sqft Living Area
Gross Area3,865 sqft
1st Floor Area1,593 sqft
Basement Area1,577 sqft
Unfinished Basement1,529 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address85 GRANITE ST
CityBIDDEFORD
StateME
Zip04005-3653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal SubdivisionMEADOW VIEW
Legal Lot Number99-3
JurisdictionBIDDEFORD ME
Township / Civil DivisionBIDDEFORD
Census Block Group4
Census Block4000
Census Tract25206

Owner

85 Granite St is owned and occupied by an individual who bought it in March 2015.

Source: York County and Biddeford City records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address85 GRANITE ST, BIDDEFORD, ME 04005-3653
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2019Deed of Trust, Mortgage · VA Mortgage
HARBORONE MORTGAGE
Jun 24, 2020Deed of Trust, Mortgage · VA Mortgage
HARBORONE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2015 · Amount on File
Deed SaleMar 31, 2015 · Amount on File
Deed Document Number201511298
Deed Book / Page16991 / 935
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address85 GRANITE ST, BIDDEFORD, ME 04005-3653
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180580328
DateSep 30, 2019
Book Page18058/328
Instrument2019041371
Lender
NameHARBORONE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term301 Months
DueOct 1, 2044

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address85 GRANITE ST, BIDDEFORD, ME 04005-3653
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0182840535
DateJun 24, 2020
Book Page18284/535
Instrument2020027218
Lender
NameHARBORONE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 85 Granite St was $5,571, up 4.6% from the year before.

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalityBiddeford City
Unified School DistrictBiddeford (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,571.00 (+4.62%)$372,900 (-0.43%) Land $150,400 Building $222,500
2024$5,325.00 (+9.16%)$374,500 (+0.73%) Land $150,400 Building $224,100
2023$4,878.00 (-3.56%)$371,800 (+20.64%) Land $147,700 Building $224,100$319,770
2022$5,058.00$308,200 Land $83,100 Building $225,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Granite St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Granite St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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