Essex County and Marblehead Town property record for 99 Elm St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,276 sqft · built 1860 |
| Lot Size | 0.07 acres (3,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Jul 2011) |
| Tax Bill | $6,885 (2026) |
| Deeds & Mortgages | Jul 2025 Line of Credit Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0134 B:0023 L:0 |
| Primary APN | MARB M:0134 B:0023 L:0 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,276 sqft Living Area |
| Gross Area | 1,866 sqft |
| Basement Area | 437 sqft |
| Unfinished Basement | 437 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,040 sqft (0.07 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 99 ELM ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Block | 23 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 203302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 99 ELM ST, MARBLEHEAD, MA 01945-3421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 23, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 9, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2011 · Amount on Record |
| Deed Sale | Jul 13, 2011 · Amount on Record |
| Prior Sale | Feb 14, 2007 · Amount on Record |
| Deed Book / Page | 30524 / 315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 99 ELM ST, MARBLEHEAD, MA 01945-3421 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042844-398 |
|---|---|
| Date | Jul 23, 2025 |
| Book Page | 42844/398 |
| Instrument | 20250723000210 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 99 ELM ST, MARBLEHEAD, MA 01945-3421 |
| Document Number | 36540-189 |
| Instrument Date | Feb 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Name | Verified Name |
|---|
| Document Number | 36540-189 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 036540/000189 |
| Instrument | 1802202800 |
| Name | BANK OF NAT'L TR & SVGS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,885.00 (-1.06%) | $804,300 (+4.59%) Land $486,600 Building $317,700 | $766,742 (-19.27%) |
| 2025 | $6,959.00 (+6.8%) | $769,000 (+5.75%) Land $486,600 Building $282,400 | $949,715 |
| 2024 | $6,516.00 (+0.09%) | $727,200 (+11.71%) Land $465,000 Building $262,200 | |
| 2023 | $6,510.00 | $651,000 Land $443,400 Building $207,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 38 units insured incl. 29 condo units |
| Nearby Flood Claims | 20 (1978–2018) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Snowstorm |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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