91 Elm St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 91 Elm St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,008 sqft · built 1966
Lot Size0.027 acres (1,172 sqft)
Owner2 Company Names on Record
Tax Bill$4,259 (2025)
Deeds & MortgagesMay 2023 Sale
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNMARB M:0150 B:0053 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0150 B:0053 L:0

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,008 sqft Living Area
Gross Area1,512 sqft
Basement Area504 sqft
Unfinished Basement504 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area1,172 sqft (0.027 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address91 ELM ST
CityMARBLEHEAD
StateMA
Zip01945-3442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHIST
Legal Block53
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1011
Census Tract203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Marblehead Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address43 FOREST AVE, LAKE GROVE, NY 11755-1528
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Warranty Deed, Transfer
Apr 6, 2017Quit Claim Deed, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2006
Deed SaleAug 18, 2006
Prior SaleAug 18, 2006
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARBLEHEAD MA
Recording DateMay 10, 2023
Property Address91 ELM ST, MARBLEHEAD, MA 01945-3442
Document Number0000644149
Instrument DateMar 27, 2023
Instrument644149
Transaction TypeTransfer
Record UpdatedMay 26, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address43 FOREST AVE, LAKE GROVE, NY 11755-1528

April 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateApr 6, 2017
Property Address91 ELM ST, MARBLEHEAD, MA 01945-3442
Document Number0000581380
Instrument DateFeb 17, 2017
Instrument581380
Transaction TypeMortgage
Record UpdatedAug 18, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address91 ELM ST MARBLEHEAD MA 019453442, MARBLEHEAD, MA 01945-3442

Mortgage

Document Number581381
DateApr 6, 2017
Instrument581381
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term156 Months
DueApr 5, 2030

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,259.00 (+5.63%)$470,600 (+4.58%) Land $342,200 Building $128,400$569,620
2024$4,032.00 (+4.7%)$450,000 (+16.85%) Land $342,200 Building $107,800
2023$3,851.00$385,100 Land $294,800 Building $90,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 individual policies
Nearby Flood Policies49 units insured
incl. 2 condo units
Nearby Flood Claims17 (1978–2024)
Claims Outside the SFHA4 of 17
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 3 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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