102 Elm St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 102 Elm St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,176 sqft · built 1958
Lot Size0.106 acres (4,626 sqft)
OwnerIndividual Name on Record
Last Sale$565,000 (Jul 2017)
Tax Bill$8,677 (2026)
Deeds & MortgagesMar 2020 Refinance
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNMARB M:0134 B:0039 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0134 B:0039 L:0

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,176 sqft Living Area
Gross Area2,944 sqft
Basement Area992 sqft
Unfinished Basement496 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,626 sqft (0.106 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address102 ELM ST
CityMARBLEHEAD
StateMA
Zip01945-3422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal SubdivisionEDWARD N HOLDEN
Legal Block39
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group2
Census Block2009
Census Tract203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address102 ELM ST, MARBLEHEAD, MA 01945-3422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Jul 28, 2017Quit Claim Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2017 · Amount on Record
Deed SaleJul 28, 2017 · Amount on Record
Prior SaleAug 17, 2012 · Amount on Record
Deed Book / Page36054 / 16
Transfer Doc0036054-16
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address102 ELM ST, MARBLEHEAD, MA 01945-3422
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38324-527
DateMar 10, 2020
Book Page38324/527
Instrument20200310003520
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateJul 28, 2017
Property Address102 ELM ST, MARBLEHEAD, MA 01945-3422
Document Number36054-16
Book / Page036054 / 000016
Instrument DateJul 22, 2017
Instrument1707280186
Transaction TypeTransfer
Record UpdatedAug 15, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,576.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 ELM ST MARBLEHEAD MA 019453422, MARBLEHEAD, MA 01945-3422

Mortgage

Document Number36054-18
DateJul 28, 2017
Book Page036054/000018
Instrument1707280187
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 27, 2047

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,677.00 (-2.71%)$1,013,700 (+2.86%) Land $739,000 Building $274,700$1,110,546 (+7.72%)
2025$8,919.00 (+9.84%)$985,500 (+8.75%) Land $739,000 Building $246,500$1,030,940
2024$8,120.00 (-0.82%)$906,200 (+10.69%) Land $739,000 Building $167,200
2023$8,187.00$818,700 Land $636,600 Building $182,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies38 units insured
incl. 29 condo units
Nearby Flood Claims20 (1978–2018)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2018 · Severe Winter Storm And Snowstorm
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 2 claims
  • Coastal Storm, Oct 1991 · 5 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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