Miami County property record for 99 Edward Cir, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,866 sqft · built 2020 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | Company Name on Record |
| Last Sale | $287,000 (Nov 2020) |
| Tax Bill | $3,761 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-106618 |
| Primary APN | D08-106618 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,866 sqft Living Area |
| 1st Floor Area | 3,732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 11,369 sqft (0.261 acres) |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 99 EDWARD CIR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-7635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 10881 FOX HARBOR #5 |
| Legal Subdivision | FOX HARBOR SECTION 5 |
| Legal Lot Number | 10881 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 365001 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 99 EDWARD CIR, TROY, OH 45373-7635 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 13, 2023 | Intrafamily Transfer, Transfer |
| Nov 2, 2020 | Deed of Trust, Mortgage PEOPLES FED'L S&L ASSN |
| Nov 2, 2020 | Warranty Deed, Subdivision Related Transfer · Line of Credit PEOPLES FEDERAL SAVINGS AND LOAN AS |
| Apr 27, 2020 | Warranty Deed, Construction Loan · Construction Mortgage GREENVILLE FEDERAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on Record |
| Deed Sale | Nov 2, 2020 · Amount on Record |
| Deed Document Number | 20202020OR-16218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 13, 2023 |
| Property Address | 99 EDWARD CIR, TROY, OH 45373-7635 |
| Document Number | 0000002614 |
| Map Reference | MB 27 PG 53&53A |
| Instrument Date | Mar 7, 2023 |
| Instrument | 2023OR-02614 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 EDWARD CIR, TROY, OH 45373-7635 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 99 EDWARD CIR, TROY, OH 45373-7635 |
| Document Number | 0000016219 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 316 E ROBINWOOD ST SIDNEY OH 453651656, SIDNEY, OH 45365-1656 |
| Document Number | 0000016219 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 16219 |
| Name | PEOPLES FED'L S&L ASSN |
|---|---|
| Address | SIDNEY, OH 45365-0727 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Nov 2, 2020 |
| Property Address | 99 EDWARD CIR, TROY, OH 45373-7635 |
| Document Number | 0000016218 |
| Map Reference | MB 27 PG 53&53A |
| Instrument Date | Nov 2, 2020 |
| Instrument | 2020OR-16218 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 99 EDWARD CT, TROY, OH 45373-7635 |
| Document Number | 0000016219 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 2020OR-16219 |
| Name | PEOPLES FEDERAL SAVINGS AND LOAN AS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 27, 2020 |
| Property Address | 99 EDWARD CIR, TROY, OH 45373-7635 |
| Document Number | 0000005201 |
| Map Reference | MB 27 PG 53&53A |
| Instrument Date | Apr 16, 2020 |
| Instrument | 2020OR-05201 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4555 E WALNUT GRV, TROY, OH 45373-9639 |
| Document Number | 0000005202 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020OR-05202 |
| Name | GREENVILLE FEDERAL |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,761.00 (-5.1%) Homeowner's exemption | $113,510 (+7.96%) Land $17,500 Building $96,010 | $324,300 (+7.96%) Land $50,000 Building $274,300 |
| 2024 | $3,963.00 (+2.22%) Homeowner's exemption | $105,140 (-) Land $17,500 Building $87,640 | |
| 2023 | $3,877.00 (+17.48%) Homeowner's exemption | $105,140 (-) Land $17,500 Building $87,640 | $300,400 (-) Land $50,000 Building $250,400 |
| 2022 | $3,300.00 Homeowner's exemption | $105,140 Land $17,500 Building $87,640 | $300,400 Land $50,000 Building $250,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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