84 Edward Cir, Troy, OH 45373 Property Records

Miami County property record for 84 Edward Cir, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,561 sqft · built 2022
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Mar 2023)
Tax Bill$4,396 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Oct 2021 Sale
Flood ZoneZone X (minimal risk)
APND08-106908

Property Details

APN / Parcel Number

Primary APND08-106908
Alternative APN
  • 050618.3-13-020-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,561 sqft Living Area
1st Floor Area3,980 sqft
Upper Floors Area571 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area9,148 sqft (0.21 acres)
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area36 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address84 EDWARD CIR
CityTROY
StateOH
Zip45373-7636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIL 11369 FOX HARBOR SEC 7
Legal SubdivisionFOX HARBOR SUBDIVISION SECTION SEVEN
Legal Lot Number11369
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2005
Census Tract365001

Owner

84 Edward Cir is owned and occupied by two individuals who bought it in March 2023.

Source: Miami County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address84 EDWARD CIR, TROY, OH 45373-7636
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2023Warranty Deed, Transfer · VA Mortgage
THRIVE MORTGAGE LLC
Oct 26, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2023 · Amount on File
Deed SaleMar 9, 2023 · Amount on File
Deed Document Number20232475
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateMar 9, 2023
Property Address84 EDWARD CIR, TROY, OH 45373-7636
Document Number0000002475
Map ReferenceMB 28 PG 59&59-A
Instrument DateMar 1, 2023
Instrument2023OR-02475
Transaction TypeTransfer
Record UpdatedMay 18, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address84 EDWARD CIR, TROY, OH 45373-7636

Mortgage

Document Number0000002476
DateMar 9, 2023
Instrument2023OR-02476
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateOct 26, 2021
Property Address84 EDWARD CIR, TROY, OH 45373-7636
Document Number0000018607
Map ReferenceMB 28 PG 59&59-A
Instrument DateOct 19, 2021
Instrument2021OR-18607
Transaction TypeTransfer
Record UpdatedMay 18, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4555 E WALNUT GRV, TROY, OH 45373-9639

Tax Assessment & Valuation

The 2025 property tax bill for 84 Edward Cir was $4,396 with a homeowner's exemption, down 4.8% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,396.00 (-4.85%) Homeowner's exemption$132,650 (+8.22%) Land $17,500 Building $115,150$379,000 Land $50,000 Building $329,000
2024$4,620.00 (+0.06%) Homeowner's exemption$122,570 (-) Land $17,500 Building $105,070
2023$4,617.00 (+720.07%)$122,570 (+600.4%) Land $17,500 Building $105,070$350,200 (+600.4%) Land $50,000 Building $300,200
2022$563.00$17,500 Land $17,500$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 84 Edward Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Edward Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Edward Cir

Nearby Streets

Search Property Records by Address or Parcel Number