Miami County property record for 75 Edward Cir, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 2021 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,450 (Jan 2022) |
| Tax Bill | $3,891 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Apr 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-106924 |
| Primary APN | D08-106924 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| 1st Floor Area | 3,740 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 9,104 sqft (0.209 acres) |
| Garage Area | 746 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 203 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 75 EDWARD CIR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-7635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 11377 FOX HARBOR SEC 7 |
| Legal Subdivision | FOX HARBOR SECTION 7 |
| Legal Lot Number | 11377 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 365001 |
Source: Miami County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 75 EDWARD CIR, TROY, OH 45373-7635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2022 | Survivorship Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK |
| Apr 16, 2021 | Warranty Deed, Construction Loan · Construction Mortgage MINSTER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on Record |
| Deed Sale | Jan 19, 2022 · Amount on Record |
| Prior Sale | Apr 16, 2021 · Amount on Record |
| Deed Document Number | 2022995 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jan 19, 2022 |
| Property Address | 75 EDWARD CIR, TROY, OH 45373-7635 |
| Document Number | 0000000995 |
| Map Reference | VOL 28 PG 59&59A |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022OR-00995 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 75 EDWARD CIR, TROY, OH 45373-7635 |
| Document Number | 0000000996 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022OR-00996 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 16, 2021 |
| Property Address | 75 EDWARD CIR, TROY, OH 45373-7635 |
| Document Number | 0000006512 |
| Map Reference | VOL 28 PG 59&59A |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021OR-06512 |
| Transaction Type | Construction Loan |
| Record Updated | May 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 701 N MARKET ST, TROY, OH 45373-1421 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006513 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021OR-06513 |
| Name | MINSTER BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 15, 2022 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,891.00 (-1.44%) Homeowner's exemption | $113,090 (+7.95%) Land $17,500 Building $95,590 | $323,100 (+7.95%) Land $50,000 Building $273,100 |
| 2024 | $3,948.00 (+2.2%) Homeowner's exemption | $104,760 (-) Land $17,500 Building $87,260 | |
| 2023 | $3,863.00 (+14.46%) | $104,760 (-) Land $17,500 Building $87,260 | $299,300 (-) Land $50,000 Building $249,300 |
| 2022 | $3,375.00 | $104,760 Land $17,500 Building $87,260 | $299,300 Land $50,000 Building $249,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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