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99 E Lovell Dr, Troy, MI 48085 Property Records

Oakland County property record for 99 E Lovell Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,745 sqft · built 1976
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on File
Last Sale$206,000 (Nov 2001)
Tax Bill$3,150 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Dec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-03-101-020

Property Details

APN / Parcel Number

Primary APN88-20-03-101-020

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,745 sqft Living Area
1st Floor Area1,008 sqft
Basement Area696 sqft
Unfinished Basement1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions214 ft deep x 90 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area50 sqft
Deck Area395 sqft
Patio Area395 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address99 E LOVELL DR
CityTROY
StateMI
Zip48085-1519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 3 BILTMORE MEADOWS SUB LOT 3
Legal Range11E
Legal Township2N
Legal Section3
Legal SubdivisionBILTMORE MEADOWS SUB
Legal Lot Number3
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1006
Census Tract196200

Owner

Source: Oakland County records · APN 88-20-03-101-020

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address99 E LOVELL DR, TROY, MI 48085-1519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2018Deed of Trust, Mortgage · Line of Credit
FME FCU
Dec 20, 2016Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 19, 2001 · Amount on Record
Deed SaleNov 19, 2001 · Amount on Record
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address99 E LOVELL DR, TROY, MI 48085-1519
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012637
DateJan 26, 2018
Book Page51502/00071
Instrument012637
Lender
NameFME FCU
TypeCredit Union
AddressSAINT CLAIR SHORES, MI 48082
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address99 E LOVELL DR, TROY, MI 48085-1519
Document Number0000000466
Book / Page050238 / 000521
Instrument DateDec 20, 2016
Transaction TypeMortgage
Record UpdatedJan 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address99 E LOVELL DR TROY MI 480851519, TROY, MI 48085-1519

Mortgage

Document Number0000000466
DateJan 03, 2017
Book Page050238/000521
Instrument466
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 02, 2037

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,150.00 (-6.28%)
2023$303,060
2022$3,361.00$151,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251962001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 227 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemTROY
serves 85,854 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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