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65 E Lovell Dr, Troy, MI 48085 Property Records

Oakland County property record for 65 E Lovell Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,849 sqft · built 1975
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (May 2019)
Tax Bill$5,696 (2025)
Deeds & MortgagesDec 2020 Mortgage
May 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-03-101-018

Property Details

APN / Parcel Number

Primary APN88-20-03-101-018

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,849 sqft Living Area
1st Floor Area1,823 sqft
Basement Area1,823 sqft
Finished Basement1,823 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeNo Foundation
Roof TypeHip
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions215 ft deep x 90 ft wide
Garage Area510 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area750 sqft
PorchSlab
Porch Area24 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address65 E LOVELL DR
CityTROY
StateMI
Zip48085-1519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 3 BILTMORE MEADOWS SUB LOT 1
Legal Range11E
Legal Township2N
Legal Section3
Legal SubdivisionBILTMORE MEADOWS SUB
Legal Lot Number1
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1006
Census Tract196200

Owner

Source: Oakland County records · APN 88-20-03-101-018

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address65 E LOVELL DR, TROY, MI 48085-1519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 30, 2019Warranty Deed, Transfer · Conventional Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP
Dec 08, 2017Deed of Trust, Mortgage · Line of Credit
MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2019 · Amount on Record
Deed SaleMay 30, 2019 · Amount on Record
Prior SaleMar 20, 1998 · Amount on Record
Deed Document Number201983889
Deed Book / Page52876 / 738
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address65 E LOVELL DR, TROY, MI 48085-1519
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLIBERTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 E LOVELL DR, TROY, MI 48085-1519

Mortgage

Document Number0000268953
DateDec 17, 2020
Book Page55357/746
Instrument268953
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 30, 2019
Property Address65 E LOVELL DR, TROY, MI 48085-1519
Document Number0000083889
Book / Page52876 / 00738
Map ReferenceLB 141 PG 22&23
Instrument DateMay 10, 2019
Instrument83889
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyABSTRACT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,666.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address65 E LOVELL DR, 65, TROY, MI 48085-1519

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 E LOVELL DR, TROY, MI 48085-1519

Mortgage

Document Number0000083890
DateMay 30, 2019
Instrument83890
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address65 E LOVELL DR, TROY, MI 48085-1519
Document Number0000233140
Book / Page051413 / 000071
Instrument DateDec 08, 2017
Transaction TypeMortgage
Record UpdatedJan 26, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address65 E LOVELL DR TROY MI 480851519, TROY, MI 48085-1519

Mortgage

Document Number0000233140
DateDec 21, 2017
Book Page051413/000071
Instrument233140
Lender
NameMICHIGAN SCHOOLS & GOV'T CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038-4004
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 20, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,696.00 (-7.83%)
2023$370,200
2022$6,180.00$185,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251962001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 227 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemTROY
serves 85,854 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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