47 E Lovell Dr, Troy, MI 48085 Property Records

Oakland County property record for 47 E Lovell Dr, Troy, MI 48085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$1,080,000 (Aug 2024)
Tax Bill	$15,426 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2025 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-03-101-058`

Property Details

APN / Parcel Number

Primary APN	`88-20-03-101-058`

Exterior

Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	215 ft deep x 97 ft wide

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	47 E LOVELL DR
City	TROY
State	MI
Zip	48085-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T2N, R11E, SEC 3 PART OF NW 1/4 BEG AT PT DIST S 01-13-09 E 1647.62 FT & N88-41-20 E 215.93 FT FROM NW SEC COR, TH S 01-13-17
Legal Range	11E
Legal Township	2N
Legal Section	3
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1006
Census Tract	196200

Owner

Source: Oakland County records · APN 88-20-03-101-058

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1086 SHALLOWDALE DR, TROY, MI 48085-4935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Oct 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Mar 11, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 08, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 23, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 20, 2017	Warranty Deed, Transfer ETITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 08, 2024 · Amount on Record
Deed Sale	Aug 08, 2024 · Amount on Record
Prior Sale	Apr 20, 2017 · Amount on Record
Deed Document Number	202488773
Deed Book / Page	59554 / 450
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	47 E LOVELL DR, TROY, MI 48085-1519
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 E LOVELL DR, TROY, MI 48085-1519

Mortgage

Document Number	0000138967
Date	Oct 30, 2025
Book Page	60672/320
Instrument	138967

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	47 E LOVELL DR, TROY, MI 48085-1519
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 E LOVELL DR, TROY, MI 48085-1519

Mortgage

Document Number	0000138966
Date	Oct 30, 2025
Book Page	60672/302
Instrument	138966

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2045

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	47 E LOVELL DR, TROY, MI 48085-1519
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 E LOVELL DR, TROY, MI 48085-1519

Mortgage

Document Number	0000023769
Date	Mar 11, 2024
Book Page	59213/449
Instrument	23769

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 15, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	47 E LOVELL DR, TROY, MI 48085-1519
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 E LOVELL DR, TROY, MI 48085-1519

Mortgage

Document Number	0000009869
Date	Jan 30, 2024
Book Page	59140/315
Instrument	9869

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	47 E LOVELL DR, TROY, MI 48085-1519
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 E LOVELL DR, TROY, MI 48085-1519

Mortgage

Document Number	0000122057
Date	Nov 08, 2023
Book Page	58992/477
Instrument	122057

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 01, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	47 E LOVELL DR, TROY, MI 48085-1519
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131357
Date	Aug 15, 2019
Book Page	53138/00842
Instrument	131357

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	47 E LOVELL DR, TROY, MI 48085-1519
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 E LOVELL DR, TROY, MI 48085-1519

Mortgage

Document Number	0000217312
Date	Oct 20, 2020
Book Page	55026/449
Instrument	217312

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	47 E LOVELL DR, TROY, MI 48085-1519
Document Number	0000008098
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 E LOVELL DR TROY MI 480851519, TROY, MI 48085-1519

Mortgage

Document Number	0000008098
Date	Jan 13, 2020
Book Page	053695/000868
Instrument	8098

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 20, 2017
Property Address	47 E LOVELL DR, TROY, MI 48085-1519
Document Number	0000080888
Book / Page	050591 / 000310
Instrument Date	Apr 17, 2017
Instrument	80888
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	ETITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$731.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1083 ASHLEY DR TROY MI 480853418, TROY, MI 48085-3418

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Avondale School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,426.00 (+54.91%)
2023			$619,780
2022	$9,958.00	$309,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251962001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 227 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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