99 E 1000 N, Ossian, IN 46777 Property Records

Wells County property record for 99 E 1000 N, Ossian, IN 46777

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 1,878 sqft · built 1998
Lot Size	15.5 acres (678,229 sqft)
Owner	Individual Name on File
Last Sale	$585,200 (Nov 2022)
Tax Bill	$4,223 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-02-07-300-005.000-008`

Property Details

APN / Parcel Number

Primary APN	`90-02-07-300-005.000-008`
Alternative APNs	`00001556614` `0040286503`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,878 sqft
Basement Area	1,878 sqft
Finished Basement	1,000 sqft
Unfinished Basement	878 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	678,229 sqft (15.5 acres)
Garage Type	Mixed
Garage Area	3,798 sqft
Parking Spaces	13 Parking Spaces
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Solar

Location & Zoning

Account Number	00001556614
Street Address	99 E 1000 N
City	OSSIAN
State	IN
Zip	46777-9356
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	07-28-12 15.57A S PT SW
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2001
Census Tract	40100

Owner

99 E 1000 N, a rural home, is owned and occupied by an individual who bought it in November 2022.

Source: Wells County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	99 E 1000 N, OSSIAN, IN 46777-9356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit BIPPUS STATE BANK
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit BIPPUS STATE BANK
Nov 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on File
Deed Sale	Nov 21, 2022 · Amount on File
Deed Document Number	20224801
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Recording Date	Sep 11, 2026
Property Address	99 E 1000 N, OSSIAN, IN 46777-9356
Document Number	0000003312
Instrument Date	Sep 11, 2026
Instrument	20263312
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 E 1000 N, OSSIAN, IN 46777-9356

Mortgage

Document Number	0000003312,
Date	Sep 11, 2026
Instrument	20263312

Lender

Name	BIPPUS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 11, 2046

Interest

Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	99 E 1000 N, OSSIAN, IN 46777-9356
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020224802
Date	Nov 21, 2022
Instrument	20224802

Lender

Name	BIPPUS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2052

Interest

Rate Type	Fixed Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Nov 21, 2022
Property Address	99 E 1000 N, OSSIAN, IN 46777-9356
Document Number	0020224801
Instrument Date	Nov 15, 2022
Instrument	20224801
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 E 1000 N, OSSIAN, IN 46777-9356

Tax Assessment & Valuation

The 2025 property tax bill for 99 E 1000 N was $4,223 with a homeowner's exemption, up 9.3% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,223.00 (+9.32%) Homeowner's exemption	$571,100 Land $131,200 Building $439,900	$571,100 Land $131,200 Building $439,900
2024	$3,863.00
2023		$478,000 (+13.95%) Land $130,000 Building $348,000	$478,000 (+13.95%) Land $130,000 Building $348,000
2022	$3,234.00	$419,500 Land $97,300 Building $322,200	$419,500 Land $97,300 Building $322,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 E 1000 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 E 1000 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWN Communications Fiber	1,000 / 1,000
Lakeland Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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