3649 E 1000 N, Ossian, IN 46777 Property Records

Wells County property record for 3649 E 1000 N, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,451 sqft · built 1965
Lot Size	3.44 acres (149,846 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Apr 2022)
Tax Bill	$3,281 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-02-10-400-007.000-008`

Property Details

APN / Parcel Number

Primary APN	`90-02-10-400-007.000-008`
Alternative APNs	`00001560791` `0040249500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,451 sqft Living Area
1st Floor Area	2,451 sqft
Basement Area	879 sqft
Unfinished Basement	879 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	149,846 sqft (3.44 acres)
Garage Type	Mixed
Garage Area	1,866 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	00001560791
Street Address	3649 E 1000 N
City	OSSIAN
State	IN
Zip	46777-9226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-28-12 .590A N 250' OF S 500' OF E 103' OF W 808 SE
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4000
Census Tract	40100

Owner

3649 E 1000 N is owned and occupied by an individual who bought it in April 2022.

Source: Wells County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3649 E 1000 N, OSSIAN, IN 46777-9226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit BIPPUS STATE BANK
Apr 20, 2022	Warranty Deed, Transfer · Conventional Mortgage BIPPUS STATE BANK
Aug 5, 2019	Warranty Deed, Transfer
Aug 5, 2019	Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2022 · Amount on File
Deed Sale	Apr 20, 2022 · Amount on File
Prior Sale	Aug 5, 2019 · Amount on File
Deed Document Number	20221784
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3649 E 1000 N, OSSIAN, IN 46777-9226
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020240972
Date	Mar 22, 2024
Instrument	20240972

Lender

Name	BIPPUS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 15, 2039

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Apr 20, 2022
Property Address	3649 E 1000 N, OSSIAN, IN 46777-9226
Document Number	0020221784
Instrument Date	Apr 18, 2022
Instrument	20221784
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3649 E 1000 N, OSSIAN, IN 46777-9226

Mortgage

Document Number	0020221785
Date	Apr 20, 2022
Instrument	20221785

Lender

Name	BIPPUS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Aug 5, 2019
Property Address	3649 E 1000 N, OSSIAN, IN 46777-9226
Document Number	0020192575
Instrument Date	Aug 2, 2019
Instrument	20192575
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3649 E 1000 N, OSSIAN, IN 46777-9226

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Aug 5, 2019
Property Address	3649 E 1000 N, OSSIAN, IN 46777-9226
Document Number	0020192575
Instrument Date	Aug 2, 2019
Instrument	20192575
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3649 E 1000 N, OSSIAN, IN 46777-9226

Mortgage

Document Number	0020192576
Date	Aug 5, 2019
Instrument	20192576

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3649 E 1000 N was $3,281 with a homeowner's exemption, down 2.7% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,281.00 (-2.73%) Homeowner's exemption	$474,100 Land $91,800 Building $382,300	$474,100 Land $91,800 Building $382,300
2024	$3,373.00
2023		$444,200 (+13.46%) Land $91,800 Building $352,400	$444,200 (+13.46%) Land $91,800 Building $352,400
2022	$2,380.00	$391,500 Land $61,800 Building $329,700	$391,500 Land $61,800 Building $329,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3649 E 1000 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3649 E 1000 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile, TWN Communications.

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