Wells County property record for 3540 E 1000 N, Ossian, IN 46777
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,138 sqft · built 1999 |
| Lot Size | 2.29 acres (99,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $268,000 (May 2014) |
| Tax Bill | $3,170 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-02-15-500-003.000-008 |
| Primary APN | 90-02-15-500-003.000-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,138 sqft Living Area |
| 1st Floor Area | 3,285 sqft |
| Attic | Attic |
| Attic Area | 2,361 sqft |
| Basement Area | 2,069 sqft |
| Unfinished Basement | 2,068 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 99,970 sqft (2.29 acres) |
| Garage Type | Attached |
| Garage Area | 655 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 00001561658 |
|---|---|
| Street Address | 3540 E 1000 N |
| City | OSSIAN |
| State | IN |
| Zip | 46777-9226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-28-12 2.295A N 560' OF W 200' LOT #5 COMM PART |
| Legal Lot Number | 5 |
| Jurisdiction | WELLS IN |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 40100 |
3540 E 1000 N is owned and occupied by an individual who acquired it in September 2024.
Source: Wells County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4107 E 1050 N, OSSIAN, IN 46777-9708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2014 · Amount on File |
| Deed Sale | May 23, 2014 · Amount on File |
| Prior Sale | Jul 16, 1998 · Amount on File |
| Deed Book / Page | 153 / 763 |
| Last Transfer Date | Sep 9, 2024 |
| Transfer Doc | 0000000878 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 3540 E 1000 N, OSSIAN, IN 46777-9226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20192868 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 20192868 |
| Name | OSSIAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2034 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3540 E 1000 N was $3,170 with a homeowner's exemption, up 10.6% from the year before.
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Jefferson Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,170.00 (+10.61%) Homeowner's exemption | $470,700 Land $67,600 Building $403,100 | $470,700 Land $67,600 Building $403,100 |
| 2024 | $2,866.00 | ||
| 2023 | $393,300 (+12.53%) Land $67,600 Building $325,700 | $393,300 (+12.53%) Land $67,600 Building $325,700 | |
| 2022 | $2,278.00 | $349,500 Land $45,800 Building $303,700 | $349,500 Land $45,800 Building $303,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3540 E 1000 N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3540 E 1000 N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, TWN Communications.
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