Lawrence County property record for 99 Busby Rd, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 900 sqft · built 2019 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $286,000 (Apr 2026) |
| Tax Bill | $748 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Dec 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050134 01903 |
| Primary APN | 050134 01903 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 225 ft deep x 130 ft wide |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 576 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Bath House | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 99 BUSBY RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-3225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 960700 |
99 Busby Rd is owned and occupied by an individual who bought it in April 2026.
Source: Lawrence County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 99 BUSBY RD, LORETTO, TN 38469-3225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2026 | Warranty Deed, Transfer · VA Mortgage TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Dec 13, 2023 | Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 13, 2023 | Intrafamily Transfer, Transfer |
| Aug 22, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on File |
| Deed Sale | Apr 27, 2026 · Amount on File |
| Prior Sale | May 2, 2025 · Amount on File |
| Deed Document Number | 20262445 |
| Deed Book / Page | 821 / 908 |
| Prior Transfer Date | Dec 8, 2023 |
| Prior Transfer Doc | 0000731719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Apr 27, 2026 |
| Property Address | 99 BUSBY RD, LORETTO, TN 38469-3225 |
| Document Number | 0000002445 |
| Book / Page | 821 / 908 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026.2445 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106,878.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 BUSBY RD, LORETTO, TN 38469-3225 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002446, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 821/912 |
| Instrument | 2026.2446 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000821931, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 821/931 |
| Instrument | 2026.2447 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Dec 13, 2023 |
| Property Address | 99 BUSBY RD, LORETTO, TN 38469-3225 |
| Document Number | 0000731719 |
| Book / Page | 731 / 719 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 23006602 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 BUSBY RD, LORETTO, TN 38469-3225 |
| Document Number | 0023006604 |
|---|---|
| Date | Dec 13, 2023 |
| Instrument | 23006604 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Dec 13, 2023 |
| Property Address | 99 BUSBY RD, LORETTO, TN 38469-3225 |
| Document Number | 0000731722 |
| Book / Page | 731 / 722 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 23006603 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 BUSBY RD, LORETTO, TN 38469-3225 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Aug 22, 2018 |
| Property Address | BUSBY RD, LORETTO, TN 38469 |
| Document Number | 54297 |
| Book / Page | 000542 / 000097 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 4293 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $37.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 444 LORETTO TN 384690444, LORETTO, TN 38469-0444 |
The 2025 property tax bill for 99 Busby Rd was $748.
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $748.00 | $37,200 Land $2,750 Building $34,450 | |
| 2023 | $748.00 | $37,200 (-) Land $2,750 Building $34,450 | |
| 2022 | $748.00 | $37,200 Land $2,750 Building $34,450 | $148,800 Land $11,000 Building $137,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 99 Busby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 99 Busby Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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