Lawrence County property record for 87 Busby Rd, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,653 sqft · built 1999 |
| Lot Size | 3.74 acres (162,914 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Dec 2020) |
| Tax Bill | $1,261 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050134 01905 |
| Primary APN | 050134 01905 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,653 sqft Living Area |
| 1st Floor Area | 1,653 sqft |
| Basement Area | 1,653 sqft |
| Unfinished Basement | 1,653 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 162,914 sqft (3.74 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 768 sqft |
| Shed | 1 Shed |
| Shed Area | 2,800 sqft |
| Pole Barn | 1,440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 87 BUSBY RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-3225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 960700 |
Source: Lawrence County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 87 BUSBY RD, LORETTO, TN 38469-3225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS BANK |
| Dec 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST FARMERS AND MERCHANTS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2020 · Amount on Record |
| Deed Sale | Dec 29, 2020 · Amount on Record |
| Prior Sale | Jan 11, 2002 |
| Deed Document Number | 20007632 |
| Deed Book / Page | 617 / 927 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 87 BUSBY RD, LORETTO, TN 38469-3225 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 87 BUSBY RD, LORETTO, TN 38469-3225 |
| Document Number | 0000720620 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 720/620 |
| Instrument | 23004278 |
| Name | FIRST FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, TN 38402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Dec 29, 2020 |
| Property Address | 87 BUSBY RD, LORETTO, TN 38469-3225 |
| Document Number | 0000617927 |
| Book / Page | 617 / 927 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 20007632 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 87 BUSBY RD, LORETTO, TN 38469-3225 |
| Document Number | 0020007633 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 20007633 |
| Name | FIRST FARMERS AND MERCHANTS BANK |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Lawrence County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,261.00 | $62,725 (-) Land $7,800 Building $54,925 | |
| 2023 | $1,261.00 | $62,725 (-) Land $7,800 Building $54,925 | |
| 2022 | $1,261.00 | $62,725 Land $7,800 Building $54,925 | $250,900 Land $31,200 Building $219,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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