111 Busby Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 111 Busby Rd, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,578 sqft · built 2006
Lot Size	1.28 acres (55,960 sqft)
Owner	2 Owner Names on File
Last Sale	$120,000 (Jul 2006)
Tax Bill	$1,119 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050134J A 03200`

Property Details

APN / Parcel Number

Primary APN	`050134J A 03200`
Alternative APN	`134J A 03200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,578 sqft Living Area
1st Floor Area	1,578 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	55,960 sqft
Lot Dimensions	334 ft deep x 167 ft wide
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	135 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	111 BUSBY RD
City	LORETTO
State	TN
Zip	38469-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: ROLLING MEADOWS
Legal Subdivision	ROLLING MEADOWS
Legal Lot Number	32 167
Jurisdiction	LAWRENCE TN
Township / Civil Division	1
Census Block Group	3
Census Block	3021
Census Tract	960700

Owner

Source: Lawrence County records · APN 050134J A 03200

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	111 BUSBY RD, LORETTO, TN 38469-3227
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2006 · Amount on Record
Deed Sale	Jul 24, 2006 · Amount on Record
Prior Sale	Jun 14, 2006 · Amount on Record
Deed Document Number	0000233677
Deed Book / Page	233 / 677
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	111 BUSBY RD, LORETTO, TN 38469-3227
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	624346
Date	Mar 02, 2021
Book Page	624/346
Instrument	21001303

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	78321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,119.00	$55,650 (-) Land $3,750 Building $51,900
2023	$1,119.00	$55,650 (-) Land $3,750 Building $51,900
2022	$1,119.00	$55,650 Land $3,750 Building $51,900	$222,600 Land $15,000 Building $207,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 43 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.