99 Breakneck Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 99 Breakneck Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,016 sqft · built 2003
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Nov 2025)
Tax Bill	$6,956 (2026)
Deeds & Mortgages	Nov 2022 Refinance Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`170-04838-099`

Property Details

APN / Parcel Number

Primary APN	`170-04838-099`
Alternative APNs	`STUR M:170 B:000 L:4838-099` `M:170 B:000 L:4838=099`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	3,203 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,935 sqft (1.33 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	170-04838-099
Street Address	99 BREAKNECK RD
City	STURBRIDGE
State	MA
Zip	01566-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	EDWARD A PONTBRIAND
Legal Lot Number	4838-99
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	1
Census Block	1062
Census Tract	758101

Owner

99 Breakneck Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	99 BREAKNECK RD, STURBRIDGE, MA 01566-1131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 20, 2025	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	May 1, 2003 · Amount on File
Deed Document Number	2025101456
Deed Book / Page	72856 / 116
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	99 BREAKNECK RD, STURBRIDGE, MA 01566-1131
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068485-67
Date	Nov 15, 2022
Book Page	68485/67
Instrument	122338

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Dec 1, 2041

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Nov 20, 2025
Property Address	99 BREAKNECK RD, STURBRIDGE, MA 01566-1131
Document Number	072856-116
Book / Page	72856 / 116
Instrument Date	Nov 20, 2025
Instrument	101456
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	99 BREAKNECK RD, STURBRIDGE, MA 01566-1131

Mortgage

Document Number	0000101457
Date	Nov 20, 2025
Instrument	101457

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	99 BREAKNECK RD, STURBRIDGE, MA 01566-1131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62302-282
Date	Apr 30, 2020
Book Page	62302/282
Instrument	43147

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,956.00 (+3.84%)	$445,900 (+6.04%) Land $89,200 Building $356,700	$520,259 (+21.86%)
2025	$6,699.00 (+1.99%)	$420,500 (+5.57%) Land $85,700 Building $334,800	$426,930 (+1.81%)
2024	$6,568.00 (+3.29%)	$398,300 (+13.19%) Land $84,000 Building $314,300	$419,330
2023	$6,359.00	$351,900 Land $73,100 Building $278,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Breakneck Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Breakneck Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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