989 Spruce Glen, Morrow, OH 45152 Property Records

Warren County property record for 989 Spruce Glen, Morrow, OH 45152

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,303 sqft · built 2008
Lot Size0.312 acres (13,595 sqft)
OwnerIndividual Name on Record
Last Sale$490,000 (Aug 2025)
Tax Bill$6,466 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN17-35-200-033-0

Property Details

APN / Parcel Number

Primary APN17-35-200-033-0
Alternative APNs
  • 1735200033
  • 2635608

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area3,303 sqft Living Area
2nd Floor Area1,273 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Lot Area13,595 sqft (0.312 acres)
Garage TypeAttached
Garage Area206 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area160 sqft
Deck Area523 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number2635608
Old Parcel Number1735200033
Street Address989 SPRUCE GLN
CityMORROW
StateOH
Zip45152-7933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHORNTON GROVE 5-1 #223
Legal SubdivisionTHORNTON GROVE 5-1
Legal Block200
Legal Lot Number223
JurisdictionWARREN OH
Township / Civil DivisionHAMILTON
Census Block Group1
Census Block1001
Census Tract32205

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address989 SPRUCE GLN, MORROW, OH 45152-7933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2025 · Amount on Record
Deed SaleAug 25, 2025 · Amount on Record
Prior SaleAug 6, 2013 · Amount on Record
Deed Document Number0000020726
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address989 SPRUCE GLN, MORROW, OH 45152-7933
Transaction TypeMortgage
Record UpdatedNov 3, 2025
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address989 SPRUCE GLN, MORROW, OH 45152-7933

Mortgage

Document Number0000025747
DateOct 13, 2025
Instrument2025-025747
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionHamilton Township
Unified School DistrictLittle Miami Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,466.00 (+10.95%)$146,055 (+24.36%) Land $28,000 Building $118,055$417,300 (+24.36%) Land $80,000 Building $337,300
2023$5,828.00 (+1.34%) Homeowner's exemption$117,450 (-) Land $12,915 Building $104,535
2022$5,751.00 Homeowner's exemption$117,450 Land $12,915 Building $104,535$335,570 (-) Land $36,900 Building $298,670
2021$335,570 Land $36,900 Building $298,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARREN COUNTY
serves 99,000 people · EPA ID OH8301512
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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