Warren County property record for 965 Spruce Glen, Morrow, OH 45152 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,985 sqft · built 2009 |
| Lot Size | 0.294 acres (12,798 sqft) |
| Owner | Individual Name on File |
| Last Sale | $251,220 (Mar 2022) |
| Tax Bill | $4,771 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-36-458-039-0 |
| Primary APN | 17-36-458-039-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,985 sqft Living Area |
| Gross Area | 2,176 sqft |
| 1st Floor Area | 381 sqft |
| 2nd Floor Area | 802 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 12,798 sqft (0.294 acres) |
| Garage Type | Attached |
| Garage Area | 191 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2634977 |
|---|---|
| Street Address | 965 SPRUCE GLN |
| City | MORROW |
| State | OH |
| Zip | 45152-7933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THORNTON GROVE 4-1 LOT 83 |
| Legal Subdivision | THORNTON GROVE 4-1 |
| Legal Block | 977 |
| Legal Lot Number | 83 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 32205 |
Source: Warren County records · APN 17-36-458-039-0
Assessment roll updated February 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 965 SPRUCE GLN, MORROW, OH 45152-7933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage 1ST NATIONAL BANK |
| Mar 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage 1ST NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on Record |
| Deed Sale | Mar 29, 2022 · Amount on Record |
| Prior Sale | Dec 21, 2009 · Amount on Record |
| Deed Document Number | 202210691 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 965 SPRUCE GLN, MORROW, OH 45152-7933 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000016574 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022-016574 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MASON, OH 45040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Mar 29, 2022 |
| Property Address | 965 SPRUCE GLN, MORROW, OH 45152-7933 |
| Document Number | 0000010691 |
| Map Reference | MB 64 PG 14&15 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022-010691 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 965 SPRUCE GLN, MORROW, OH 45152-7933 |
| Document Number | 0000010692 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022-010692 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Hamilton Township |
| Unified School District | Little Miami Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,771.00 (-0.06%) | $107,680 (+28.97%) Land $28,000 Building $79,680 | $307,650 (+28.97%) Land $80,000 Building $227,650 |
| 2024 | $4,774.00 (+15.09%) | ||
| 2023 | $4,148.00 (+1.47%) | $83,493 (-) Land $12,915 Building $70,578 | |
| 2022 | $4,088.00 | $83,493 Land $12,915 Building $70,578 | $238,550 (-) Land $36,900 Building $201,650 |
| 2021 | $238,550 Land $36,900 Building $201,650 |
Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391650322051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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