1005 Spruce Glen, Morrow, OH 45152 Property Records

Warren County property record for 1005 Spruce Glen, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,191 sqft · built 2008
Lot Size	0.315 acres (13,721 sqft)
Owner	Individual Name on Record
Last Sale	$213,233 (Feb 2009)
Tax Bill	$6,057 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-35-200-035-0`

Property Details

APN / Parcel Number

Primary APN	`17-35-200-035-0`
Alternative APNs	`1735200035` `2635612`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,191 sqft Living Area
Gross Area	3,397 sqft
1st Floor Area	541 sqft
2nd Floor Area	1,325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	13,721 sqft (0.315 acres)
Garage Type	Attached
Garage Area	206 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2635612
Street Address	1005 SPRUCE GLN
City	MORROW
State	OH
Zip	45152-7944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THORNTON GROVE 5-1 LOT 263
Legal Subdivision	THORNTON GROVE 5-1
Legal Block	612
Legal Lot Number	263
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1001
Census Tract	32205

Owner

Source: Warren County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1005 SPRUCE GLEN DR, MAINEVILLE, OH 45039
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2009 · Amount on Record
Deed Sale	Feb 6, 2009 · Amount on Record
Prior Sale	May 31, 2005 · Amount on Record
Deed Document Number	2009720980
Deed Book / Page	4800 / 928
Last Transfer Date	May 13, 2016
Transfer Doc	0000014392
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	1005 SPRUCE GLN, MORROW, OH 45152-7944
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001058
Date	Jan 18, 2023
Instrument	2023-001058

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Type Change Date	Jan 17, 2028
Change Frequency	Annually
Min Rate At Change	4.49%
Max Rate At Change	8.49%
Index	1-Year T-Bill
Max Rate	12.4%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	1005 SPRUCE GLN, MORROW, OH 45152-7944
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050679
Date	Dec 14, 2020
Instrument	2020-050679

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,057.00 (+11.61%)	$136,800 (+25.11%) Land $28,000 Building $108,800	$390,860 (+25.11%) Land $80,000 Building $310,860
2023	$5,427.00 (+1.36%) Homeowner's exemption	$109,347 (-) Land $12,915 Building $96,432
2022	$5,354.00 Homeowner's exemption	$109,347 Land $12,915 Building $96,432	$312,420 (-) Land $36,900 Building $275,520
2021			$312,420 Land $36,900 Building $275,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY serves 99,000 people · EPA ID OH8301512
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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