Somerset County and Bridgewater Township property record for 989 Rector Rd, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 2,545 sqft · built 1971 |
| Lot Size | 1.41 acres (61,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $735,000 (Jul 2023) |
| Tax Bill | $14,813 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00632-0000-00035 |
| Primary APN | 06-00632-0000-00035 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,545 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Lot Area | 61,498 sqft |
| Lot Dimensions | 375 ft deep x 164 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | S001 |
|---|---|
| Street Address | 989 RECTOR RD |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Subdivision | TIMBER OAKS |
| Legal Block | 632 |
| Legal Lot Number | 35 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50901 |
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 989 RECTOR RD, BRIDGEWATER, NJ 08807-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Jul 18, 2023 | Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on Record |
| Deed Sale | Jul 18, 2023 · Amount on Record |
| Deed Document Number | 202318119 |
| Deed Book / Page | 7514 / 3725 |
| Prior Transfer Date | May 8, 2015 |
| Prior Transfer Doc | 0000018515 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 989 RECTOR RD, BRIDGEWATER, NJ 08807-1317 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | AFRM TITLE AND ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Address | 989 RECTOR RD, BRIDGEWATER, NJ 08807-1317 |
| Document Number | 0000007207 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 7670/2205 |
| Instrument | 2026007207 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jul 18, 2023 |
| Property Address | 989 RECTOR RD, BRIDGEWATER, NJ 08807-1317 |
| Document Number | 0000018119 |
| Book / Page | 7514 / 3725 |
| Instrument Date | Jul 18, 2023 |
| Instrument | 2023018119 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,120.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 LUNDY POINT DR, DOVER, NH 03820-4830 |
| Name | Verified Name |
|---|---|
| Address | 989 RECTOR RD, BRIDGEWATER, NJ 08807-1317 |
| Document Number | 0000018120 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2023018120 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $847,800 (+10.23%) Land $330,900 Building $516,900 | $847,800 (+10.23%) Land $330,900 Building $516,900 | |
| 2025 | $14,813.00 (+0.65%) | $769,100 (+10.9%) Land $303,900 Building $465,200 | $769,100 (+10.9%) Land $303,900 Building $465,200 |
| 2024 | $14,717.00 (+11.53%) | ||
| 2023 | $693,500 (+8.36%) Land $303,900 Building $389,600 | $693,500 (+8.36%) Land $303,900 Building $389,600 | |
| 2022 | $13,196.00 (+0.9%) | $640,000 Land $303,900 Building $336,100 | $640,000 Land $303,900 Building $336,100 |
| 2021 | $13,078.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–2012) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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