Somerset County and Bridgewater Township property record for 977 Rector Rd, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 2,476 sqft · built 1971 |
| Lot Size | 1.47 acres (64,351 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Nov 2019) |
| Tax Bill | $13,985 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00632-0000-00033 |
| Primary APN | 06-00632-0000-00033 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,476 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Lot Area | 64,351 sqft |
| Lot Dimensions | 390 ft deep x 165 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | S001 |
|---|---|
| Street Address | 977 RECTOR RD |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Subdivision | TIMBER OAKS |
| Legal Block | 632 |
| Legal Lot Number | 33 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50901 |
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 977 RECTOR RD, BRIDGEWATER, NJ 08807-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NA |
| Nov 6, 2019 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2019 · Amount on Record |
| Deed Sale | Nov 6, 2019 · Amount on Record |
| Deed Document Number | 201942514 |
| Deed Book / Page | 7164 / 2872 |
| Prior Transfer Date | Jun 22, 2009 |
| Prior Transfer Doc | 0000033990 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 977 RECTOR RD, BRIDGEWATER, NJ 08807-1317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000040156 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 6994/3299 |
| Instrument | 2017040156 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 16, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Nov 6, 2019 |
| Property Address | 977 RECTOR RD, BRIDGEWATER, NJ 08807-1317 |
| Document Number | 0000042514 |
| Book / Page | 7164 / 2872 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 2019042514 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,989.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 330 BILTMORE LN, 330, SOMERSET, NJ 08873-6001 |
| Name | Verified Name |
|---|---|
| Address | 977 RECTOR RD, BRIDGEWATER, NJ 08807-1317 |
| Document Number | 0000042515 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 2019042515 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $798,800 (+10.01%) Land $371,200 Building $427,600 | $798,800 (+10.01%) Land $371,200 Building $427,600 | |
| 2025 | $13,985.00 (+3.43%) | $726,100 (+12.47%) Land $341,200 Building $384,900 | $726,100 (+12.47%) Land $341,200 Building $384,900 |
| 2024 | $13,521.00 (+8.6%) | ||
| 2023 | $645,600 Land $341,200 Building $304,400 | $645,600 Land $341,200 Building $304,400 | |
| 2022 | $12,450.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–2012) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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