983 Rector Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 983 Rector Rd, Bridgewater, NJ 08807

Property Summary

Property TypeSingle Family Home
Details2,724 sqft · built 1971
Lot Size1.44 acres (63,127 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Feb 2020)
Tax Bill$14,019 (2025)
Deeds & MortgagesJan 2021 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-00632-0000-00034

Property Details

APN / Parcel Number

Primary APN06-00632-0000-00034
Alternative APNs
  • 060063200034
  • S001

Interior

Stories2 Stories
Building Area2,724 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeFrame
Lot Area63,127 sqft
Lot Dimensions378 ft deep x 167 ft wide

Location & Zoning

Account NumberS001
Street Address983 RECTOR RD
CityBRIDGEWATER
StateNJ
Zip08807-1317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal SubdivisionTIMBER OAK
Legal Block632
Legal Lot Number34
JurisdictionSOMERSET NJ
Township / Civil DivisionBRIDGEWATER
Census Block Group1
Census Block1010
Census Tract50901

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address983 RECTOR RD, BRIDGEWATER, NJ 08807-1317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
ABSOLUTE HOME MORTGAGE CORP
Feb 14, 2020Grant Deed, Transfer · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2020 · Amount on Record
Deed SaleFeb 14, 2020 · Amount on Record
Prior SaleSep 5, 2000 · Amount on Record
Deed Document Number20207085
Deed Book / Page7190 / 661
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address983 RECTOR RD, BRIDGEWATER, NJ 08807-1317
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002659
DateJan 13, 2021
Book Page7296/2388
Instrument2021002659
Lender
NameABSOLUTE HOME MORTGAGE CORP
TypeMortgage Company
AddressFAIRFIELD, NJ 07004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateFeb 14, 2020
Property Address983 RECTOR RD, BRIDGEWATER, NJ 08807-1317
Document Number0000007085
Book / Page007190 / 000661
Instrument DateJun 17, 2019
Instrument7085
Transaction TypeTransfer
Record UpdatedMar 12, 2020
Title CompanyFOUNDATION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 SKYWOOD TRL PONTE VEDRA BEACH FL 320810798, PONTE VEDRA BEACH, FL 32081-0798

Mortgage

Document Number7087
DateFeb 14, 2020
Book Page007190/000670
Instrument7087
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 13, 2050

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBridgewater Township
Unified School DistrictBridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$844,200 (+15.98%) Land $369,700 Building $474,500$844,200 (+15.98%) Land $369,700 Building $474,500
2025$14,019.00 (+0.11%)$727,900 (+9.16%) Land $339,700 Building $388,200$727,900 (+9.16%) Land $339,700 Building $388,200
2024$14,004.00 (+9.21%)
2023$666,800 Land $339,700 Building $327,100$666,800 Land $339,700 Building $327,100
2022$12,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1979–2012)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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