989 Pearleaf Ct, San Marcos, CA 92078 Property Records

San Diego County property record for 989 Pearleaf Ct, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,342 sqft · built 2004
Lot Size	6.92 acres (301,863 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Apr 2019)
Tax Bill	$6,819 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222-771-02-22`

Property Details

APN / Parcel Number

Primary APN	`222-771-02-22`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,342 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	301,863 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	989 PEARLEAF CT
City	SAN MARCOS
State	CA
Zip	92078-5300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPA
Legal Description	LOT 3 US 112PER DOC03-1288360&UND INT IN TR 014572
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014572
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	20310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	989 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 27, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jul 24, 2019	Deed of Trust, Mortgage · Conventional with PMI SOVEREIGN LNDG
Apr 2, 2019	Grant Deed, Transfer · Conventional with PMI FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Prior Sale	Apr 13, 2015 · Amount on Record
Deed Document Number	2019116907
Prior Transfer Date	Mar 26, 2015
Prior Transfer Doc	0000174081
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	989 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 PEARLEAF CT, SAN MARCOS, CA 92078-5300

Mortgage

Document Number	0000610823
Date	Aug 27, 2021
Instrument	2021-0610823

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	989 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Document Number	0000278041
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	989 PEARLEAF CT SAN MARCOS CA 920785300, SAN MARCOS, CA 92078-5300

Mortgage

Document Number	0000278041
Date	Jun 1, 2020
Instrument	278041

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	989 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Document Number	0000317534
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	989 PEARLEAF CT SAN MARCOS CA 920785300, SAN MARCOS, CA 92078-5300

Mortgage

Document Number	0000317534
Date	Aug 1, 2019
Instrument	317534

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2019
Property Address	989 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Document Number	0000116907
Instrument Date	Apr 2, 2019
Instrument	116907
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	989 PEARLEAF CT SAN MARCOS CA 920785300, SAN MARCOS, CA 92078-5300

Mortgage

Document Number	116908
Date	Apr 2, 2019
Instrument	116908

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$534,773 (+2%) Land $306,973 Building $227,800
2025	$6,819.00 (+7.32%)	$524,288 (+4.04%) Land $300,954 Building $223,334
2023	$6,354.00 (+1.75%)	$503,930 Land $289,268 Building $214,662
2022	$6,245.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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