Lapeer County property record for 989 Lancaster St, Lapeer, MI 48446
| Property Type | Condominium |
|---|---|
| Details | 2.5 ba · 1,812 sqft · built 2025 |
| Lot Size | 0.235 acres (10,237 sqft) |
| Owner | Company Name on File |
| Last Sale | $40,000 (Dec 2024) |
| Tax Bill | $817 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L21-61-350-060-00 |
| Primary APN | L21-61-350-060-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,812 sqft Living Area |
| 1st Floor Area | 906 sqft |
| Basement Area | 906 sqft |
| Flooring | Carpet |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Condo/Apartment |
| Lot Area | 10,237 sqft (0.235 acres) |
| Lot Dimensions | 128 ft deep x 80 ft wide |
| Garage Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 989 LANCASTER ST |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-4405 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R2 1 FM |
| Legal Description | CITY OF LAPEER BROOKWOOD OF LAPEER CONDO UNIT 60 (L=1990 P=303-305 SEC 31, T8N-R10E) |
| Legal Range | 10E |
| Legal Township | 08N |
| Legal Section | 31 |
| Legal Subdivision | BROOKWOOD OF LAPEER CTY CONDO |
| Legal Unit | 60 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 334000 |
989 Lancaster St, a condominium, is owned by a company that bought it in December 2024.
Source: Lapeer County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2186 E CENTRE AVE, PORTAGE, MI 49002-4420 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on File |
| Deed Sale | Dec 30, 2024 · Amount on File |
| Deed Book / Page | 3436 / 675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Oct 2, 2026 |
| Property Address | 989 LANCASTER ST, LAPEER, MI 48446-4405 |
| Document Number | 3547000341 |
| Book / Page | 3547 / 341 |
| Instrument Date | Sep 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 2186 E CENTRE AVE, PORTAGE, MI 49002-4420 |
| Document Number | 3547000341, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 3547/341 |
| Name | US BANK TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 24, 2031 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 989 Lancaster St was $817.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,100 (+935.67%) | $354,200 (+935.67%) | |
| 2025 | $817.00 | $17,100 | $34,200 |
| 2023 | $14,000 | $28,000 | |
| 2022 | $245.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 989 Lancaster St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 989 Lancaster St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAPEER serves 9,023 people · EPA ID MI0003780 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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