Lapeer County property record for 963 Lancaster St, Lapeer, MI 48446
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,119 sqft · built 2005 |
| Lot Size | 0.235 acres (10,237 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (May 2025) |
| Tax Bill | $5,146 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Sep 2022 Sale & Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L21-61-350-062-00 |
| Primary APN | L21-61-350-062-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,119 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Basement Area | 1,134 sqft |
| Flooring | Carpet |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Lot Area | 10,237 sqft (0.235 acres) |
| Lot Dimensions | 128 ft deep x 80 ft wide |
| Garage Area | 525 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 963 LANCASTER ST |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-4405 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R2 1 FM |
| Legal Description | CITY OF LAPEER BROOKWOOD OF LAPEER CONDO UNIT 62 (L=1990 P=303-305 SEC 31, T8N-R10E) |
| Legal Range | 10E |
| Legal Township | 08N |
| Legal Section | 31 |
| Legal Subdivision | BROOKWOOD OF LAPEER CTY CONDO |
| Legal Unit | 62 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 334000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 METCALF DR, IMLAY CITY, MI 48444-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 8, 2022 | Warranty Deed, Transfer · Stand-Alone Second Mortgage VICTOR BASS |
| Mar 18, 2022 | Deed of Trust, Mortgage · Line of Credit DORT FINANCIAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on Record |
| Deed Sale | May 23, 2025 · Amount on Record |
| Prior Sale | Mar 9, 2023 · Amount on Record |
| Deed Book / Page | 3458 / 320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Mar 9, 2023 |
| Property Address | 963 LANCASTER ST, LAPEER, MI 48446-4405 |
| Document Number | 0033400752 |
| Book / Page | 3340 / 752 |
| Map Reference | LB 1990 PG 303-363 |
| Instrument Date | Mar 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2023 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,022.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 963 LANCASTER ST, LAPEER, MI 48446-4405 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 963 LANCASTER ST, LAPEER, MI 48446-4405 |
| Document Number | 0003340754 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 3340/754 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 8, 2022 |
| Property Address | 963 LANCASTER ST, LAPEER, MI 48446-4405 |
| Document Number | 0033150324 |
| Book / Page | 3315 / 324 |
| Map Reference | LB 1990 PG 303-363 |
| Instrument Date | Sep 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 963 LANCASTER ST, 963, LAPEER, MI 48446-4405 |
| Name | Verified Name |
|---|---|
| Address | 5075 CURTISS DR, LAPEER, MI 48446-9653 |
| Document Number | 0003315330 |
|---|---|
| Date | Sep 8, 2022 |
| Instrument | 3315/330 |
| Name | VICTOR BASS |
|---|---|
| Type | Private Party |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1 Months |
| Due | Oct 6, 2022 |
| Document Number | 0033150326 |
|---|---|
| Date | Sep 8, 2022 |
| Book Page | 3315/326 |
| Name | STEVEN KUZNICKI ETAL |
|---|---|
| Type | Private Party |
| Address | 8471 7 MILE RD, NORTHVILLE, MI 48167 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 963 LANCASTER ST, LAPEER, MI 48446-4405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 963 LANCASTER ST, LAPEER, MI 48446-4405 |
| Document Number | 0032810876 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 3281/876 |
| Name | DORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,700 (+2.66%) | $363,400 (+2.66%) | |
| 2025 | $5,146.00 (+99.77%) Homeowner's exemption | $177,000 (+19.84%) | $354,000 (+19.84%) |
| 2023 | $147,700 | $295,400 | |
| 2022 | $2,576.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAPEER serves 9,023 people · EPA ID MI0003780 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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