984 Highpoint Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 984 Highpoint Dr, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,282 sqft · built 1976
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on File
Tax Bill	$2,609 (2023)
Deeds & Mortgages	Oct 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-165-90006442`

Property Details

APN / Parcel Number

Primary APN	`03-165-90006442`
Alternative APNs	`316590006442` `16590006442`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,282 sqft Total Area
1st Floor Area	1,282 sqft
Basement Area	575 sqft
Finished Basement	575 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.206 acres)
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	16590006442
Old Parcel Number	316590006442
Street Address	984 HIGHPOINT DR
City	ANNAPOLIS
State	MD
Zip	21409-4754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 19 BK HH PL 4 984 HIGHPOINT DR CAPE ST CLAIRE
Legal Subdivision	CAPE ST CLAIRE
Legal Block	HH
Legal Lot Number	19
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	731003

Owner

Source: Anne Arundel County records · APN 03-165-90006442

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	984 HIGHPOINT DR, ANNAPOLIS, MD 21409-4754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 1998
Deed Sale	Dec 11, 1998
Prior Sale	Apr 12, 1995 · Amount on Record
Deed Document Number	016067
Record Updated	Jun 07, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	984 HIGHPOINT DR, ANNAPOLIS, MD 21409-4754
Document Number	0305560001
Book / Page	030556 / 000001
Instrument Date	Oct 20, 2016
Transaction Type	Mortgage
Record Updated	Mar 24, 2017
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	984 HIGHPOINT DR ANNAPOLIS MD 214094754, ANNAPOLIS, MD 21409-4754

Mortgage

Document Number	0305560001
Date	Jan 20, 2017
Book Page	030556/000001

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jan 19, 2037

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,609.00 Homeowner's exemption	$376,633	$383,800 Land $230,000 Building $153,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1978–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 568 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.