982 Highpoint Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 982 Highpoint Dr, Annapolis, MD 21409 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,053 sqft · built 1976
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Mar 2026)
Tax Bill	$4,979 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-165-90006441`

Property Details

APN / Parcel Number

Primary APN	`03-165-90006441`
Alternative APNs	`3-165-90006441` `16590006441`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,053 sqft Living Area
1st Floor Area	1,190 sqft
Basement Area	863 sqft
Finished Basement	863 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Deck Area	197 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	16590006441
Street Address	982 HIGHPOINT DR
City	ANNAPOLIS
State	MD
Zip	21409-4754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 BK HH PL 4 CAPE ST CLAIRE
Legal Subdivision	CAPE ST CLAIRE
Legal Block	HH
Legal Lot Number	20
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	731003

Owner

Source: Anne Arundel County records · APN 03-165-90006441

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	982 HIGHPOINT DR, ANNAPOLIS, MD 21409-4754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 24, 2026	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 02, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jul 13, 2018	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Prior Sale	May 08, 2001 · Amount on Record
Deed Document Number	2026
Deed Book / Page	42190 / 61
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	982 HIGHPOINT DR, ANNAPOLIS, MD 21409-4754
Transaction Type	Mortgage
Record Updated	Apr 09, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0375260227
Date	Sep 15, 2021
Book Page	37526/227

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 01, 2050

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 24, 2026
Property Address	982 HIGHPOINT DR, ANNAPOLIS, MD 21409-4754
Document Number	0421900061
Book / Page	42190 / 61
Map Reference	MB 21 FO 47
Instrument Date	Mar 18, 2026
Transaction Type	Transfer
Record Updated	Apr 09, 2026
Title Company	LAWYERS EXPRESS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	982 HIGHPOINT DR, ANNAPOLIS, MD 21409-4754

Mortgage

Document Number	0004219069
Date	Mar 24, 2026
Instrument	42190/69

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	982 HIGHPOINT DR, ANNAPOLIS, MD 21409-4754
Document Number	0341340140
Instrument Date	Dec 02, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	982 HIGHPOINT DR ANNAPOLIS MD 214094754, ANNAPOLIS, MD 21409-4754

Mortgage

Document Number	0341340140
Date	Jan 29, 2020
Book Page	034134/000140

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 13, 2018
Property Address	982 HIGHPOINT DR, ANNAPOLIS, MD 21409-4754
Document Number	0323000497
Book / Page	032300 / 000497
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	LAWYERS EXPRESS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$372.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	982 HIGHPOINT DR ANNAPOLIS MD 214094754, ANNAPOLIS, MD 21409-4754

Mortgage

Document Number	323000502
Date	Jul 13, 2018
Book Page	032300/000502

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$402,833 (+6.88%)	$440,300 (+14.63%) Land $240,000 Building $200,300
2024	$4,979.00 (+21%)
2023	$4,115.00	$376,900	$384,100 Land $230,000 Building $154,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037310032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1978–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2003, rainfall accumulation, Hurricane Isabel
Claims By Storm	Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 568 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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