Lorain County property record for 989 Gulf Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,757 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Garage | Attached, 560 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,428.00 (2025) |
| Primary APN | 06-25-032-101-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,757 sqft Living Area |
| 1st Floor | 720 sqft 1st Floor |
| 2nd Floor | 768 sqft 2nd Floor |
| Attic Area | 560 sqft Attic |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 150 ft x 76 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 560 sqft Garage |
| Deck Area | 320 sqft Deck |
| Patio Area | 320 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 989 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2961 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY SUB 51.60 X 150.0 |
| Legal Subdivision | SPRING VALLEY SUB FRNT |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 244 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-032-101-032
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 989 GULF RD, ELYRIA, OH 44035-2961 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 17, 2017 |
| Deed Sale | Nov 17, 2017 |
| Deed Doc Number | 2017094768 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 989 GULF RD, ELYRIA, OH 44035-2961 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4889 HOLLYVIEW DR, VERMILION, OH 44089-1616 |
| Document Number | 0000042308 |
|---|---|
| Date | Feb 12, 2025 |
| Instrument | 2025-0042308 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2055 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,428.00 | $72,800 (+0.01%) Land $11,910 Building $60,890 | $207,980 (-) Land $34,020 Building $173,960 |
| 2024 | $3,428.00 (+2.54%) | $72,793 (+18.64%) Land $11,907 Building $60,886 | $207,980 (+18.64%) Land $34,020 Building $173,960 |
| 2023 | $3,343.00 (+0.36%) | $61,356 (-0.01%) Land $13,017 Building $48,339 | $175,300 (-) Land $37,190 Building $138,110 |
| 2022 | $3,331.00 | $61,360 Land $13,020 Building $48,340 | |
| 2021 | $175,300 Land $37,190 Building $138,110 |
989 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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