Lorain County property record for 1003 Gulf Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,218 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $112,000 (2022) |
| Tax Bill | $2,541.00 (2025) |
| Primary APN | 06-25-031-102-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,218 sqft Living Area |
| 1st Floor | 1,218 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 9,148 sqft (0.21 acres) |
| Depth X Width | 150 ft x 61 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 440 sqft Garage |
| Patio Area | 480 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 116 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 1003 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2901 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY 3 60.76 X 150 S/L 274 |
| Legal Subdivision | SPRING VALLEY SUBDIVISION #3 |
| Legal Tract | 25 |
| Legal Block | 102 |
| Legal Lot Number | 274 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-031-102-008
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1003 GULF RD, ELYRIA, OH 44035-2901 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 26, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| May 23, 2022 | Fiduciary Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 23, 2022 · Amount on Record |
| Deed Sale | May 23, 2022 · Amount on Record |
| Deed Doc Number | 2022002992 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1003 GULF RD, ELYRIA, OH 44035-2901 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1003 GULF RD, ELYRIA, OH 44035-2901 |
| Document Number | 0000037608 |
|---|---|
| Date | Dec 26, 2024 |
| Instrument | 2024-0037608 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Jun 01, 2052 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 23, 2022 |
| Property Address | 1003 GULF RD, ELYRIA, OH 44035-2901 |
| Document Number | 0000876324 |
| Map Reference | VOL 12 PG 27 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022-0876324 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1003 GULF RD, ELYRIA, OH 44035-2901 |
| Document Number | 0000876325 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022-0876325 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,541.00 | $53,440 (+0.01%) Land $10,490 Building $42,950 | $152,670 (-) Land $29,970 Building $122,700 |
| 2024 | $2,541.00 (+3.84%) | $53,435 (+20.17%) Land $10,490 Building $42,945 | $152,670 (+20.17%) Land $29,970 Building $122,700 |
| 2023 | $2,447.00 (+26.2%) | $44,468 (%) Land $10,448 Building $34,020 | $127,050 (-) Land $29,850 Building $97,200 |
| 2022 | $1,939.00 | $44,470 Land $10,450 Building $34,020 | |
| 2021 | $127,050 Land $29,850 Building $97,200 |
1003 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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