Lorain County property record for 983 Gulf Rd, Elyria, OH 44035 · Last verified August 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 3,920 sqft (0.09 acres) |
| Last Sale | $216,000 (2024) |
| Tax Bill | $111.00 (2025) |
| Primary APN | 06-25-032-101-004 |
|---|
| Lot Area | 3,920 sqft (0.09 acres) |
|---|---|
| Depth X Width | 150 ft x 25 ft Depth x Width |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 983 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2961 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | SPRING VALLEY 2 25 X 150 |
| Legal Subdivision | SPRING VALLEY 2 |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 241 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-032-101-004
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 975 GULF RD, ELYRIA, OH 44035-2961 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FSLA OF LAKEWOOD |
| Oct 09, 2024 | Intrafamily Transfer, Transfer |
| Oct 09, 2024 | Transfer on Death Deed, Transfer |
| Feb 16, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUILD MORTGAGE CO |
| May 06, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| May 05, 2017 | Warranty Deed, Transfer FIRST FED'L S&L/LAKEWOOD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on Record |
| Deed Sale | Feb 16, 2024 · Amount on Record |
| Prior Sale | May 05, 2017 · Amount on Record |
| Deed Doc Number | 20244318 |
| Last Transfer Date | Oct 08, 2024 |
| Transfer Doc | 0000029212 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 975 GULF RD, ELYRIA, OH 44035-2961 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | ERIEVIEW TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000845228 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021-0845228 |
| Name | FIRST FSLA OF LAKEWOOD |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 09, 2024 |
| Property Address | 975 GULF RD, ELYRIA, OH 44035-2961 |
| Document Number | 0000029211 |
| Map Reference | VOL 12 PG 22 |
| Instrument Date | Oct 08, 2024 |
| Instrument | 2024-0029211 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 975 GULF RD, ELYRIA, OH 44035-2961 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 09, 2024 |
| Property Address | 975 GULF RD, ELYRIA, OH 44035-2961 |
| Document Number | 0000029212 |
| Map Reference | VOL 12 PG 22 |
| Instrument Date | Sep 08, 2024 |
| Instrument | 2024-0029212 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 16, 2024 |
| Property Address | 975 GULF RD, ELYRIA, OH 44035-2961 |
| Document Number | 0000004318 |
| Map Reference | VOL 12 PG 22 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 2024-0004318 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 983 GULF RD, ELYRIA, OH 44035-2961 |
| Document Number | 0000004319 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 2024-0004319 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 06, 2022 |
| Property Address | 975 GULF RD, ELYRIA, OH 44035-2961 |
| Document Number | 0000874255 |
| Map Reference | VOL 12 PG 22 |
| Instrument Date | Apr 04, 2022 |
| Instrument | 2022-0874255 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337 |
| Document Number | 0000874256 |
|---|---|
| Date | May 06, 2022 |
| Instrument | 2022-0874256 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 05, 2017 |
| Property Address | 983 GULF RD, ELYRIA, OH 44035-2961 |
| Document Number | 0000628490 |
| Instrument Date | May 03, 2017 |
| Instrument | 628490 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $548.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 983 GULF RD ELYRIA OH 440352961, ELYRIA, OH 44035-2961 |
| Investor | Possibly a Property Investor |
| Document Number | 628491 |
|---|---|
| Date | May 05, 2017 |
| Instrument | 628491 |
| Name | FIRST FED'L S&L/LAKEWOOD |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | LAKEWOOD, OH 44107 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 04, 2047 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $111.00 | $2,360 (-0.13%) Land $2,360 | $6,750 (-) Land $6,750 |
| 2024 | $111.00 (-40.32%) | $2,363 (-30.97%) Land $2,363 | $6,750 (-30.98%) Land $6,750 |
| 2023 | $186.00 (-2.11%) | $3,423 (+0.09%) Land $3,423 | $9,780 (-) Land $9,780 |
| 2022 | $190.00 | $3,420 Land $3,420 | |
| 2021 | $9,780 Land $9,780 |
983 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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