997 Colonial Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 997 Colonial Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,017 sqft · built 1978
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jun 2019)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`562-01-00-038`

Property Details

APN / Parcel Number

Primary APN	`562-01-00-038`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,017 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	1,320 sqft
Upper Floors Area	697 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Tri-Level
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	161 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	997 COLONIAL DR
City	MOUNT PLEASANT
State	SC
Zip	29464-9547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SNEE FARM DESCRIPTION -LT 24 BLK L
Legal Subdivision	SNEE FARM
Legal Block	L
Legal Lot Number	24
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2004
Census Tract	4612

Owner

997 Colonial Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	997 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 21, 2019	Grant Deed, Transfer · Line of Credit PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Prior Sale	May 20, 2010 · Amount on File
Deed Book / Page	803 / 226
Prior Transfer Date	Jan 26, 2010
Prior Transfer Doc	0105/0673
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	997 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009730316
Date	Mar 22, 2021
Book Page	973/316

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 21, 2019
Property Address	997 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Document Number	0803/0226
Book / Page	000803 / 000226
Instrument Date	Jun 19, 2019
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	997 COLONIAL DR MOUNT PLEASANT SC 294649547, MOUNT PLEASANT, SC 29464-9547

Mortgage

Document Number	803/0227
Date	Jun 21, 2019
Book Page	000803/000227

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 997 Colonial Dr was $1,895, up 11.9% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00 (+11.93%)	$471,500 (+2,775%) Land $126,500 Building $345,000	$886,600 Land $208,900 Building $677,700
2024	$1,693.00	$16,400
2022	$1,544.00	$16,400	$410,000 Land $110,000 Building $300,000
2020			$410,000 Land $110,000 Building $300,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 997 Colonial Dr in Zone X, an area of moderate flood risk, though there have been 39 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 units insured incl. 8 condo units
Nearby Flood Claims	39 (1979–2019)
Claims Outside the SFHA	14 of 39
Most Recent Claim	Aug 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 997 Colonial Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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