Emmet County property record for 989 Bear River Rd, Petoskey, MI 49770
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $34,000 (Oct 1987) |
| Tax Bill | $617 (2024) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-32-300-015 |
| Primary APN | 01-19-32-300-015 |
|---|
| Lot Area | 50,965 sqft (1.17 acres) |
|---|
| Street Address | 989 BEAR RIVER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9511 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | EC FF-1 |
| Legal Description | COM AT S 1/4 COR OF SEC, TH W 662.33 FT ALG S SEC LN TO POB, TH CONT W 211.55 FT, N 240.73 FT, E 211.55 FT, S 240.73 FT TO |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 32 |
| Legal Subdivision | S32 T34N R5W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 970600 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1361 LAURIE RD, BOYNE CITY, MI 49712-9164 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 1987 · Amount on Record |
| Deed Sale | Oct 1, 1987 · Amount on Record |
| Last Transfer Date | Feb 4, 2009 |
| Transfer Doc | 1110/487 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 989 BEAR RIVER RD, PETOSKEY, MI 49770-9511 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1197/0777 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 1197/0777 |
| Instrument | 5150652 |
| Name | ST FRANCIS X FCU |
|---|---|
| Type | Credit Union |
| Address | PETOSKEY, MI 49770 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 3, 2047 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,200 (+4.5%) Land $23,200 | $46,400 (+4.5%) Land $46,400 | |
| 2025 | $22,200 (+62.04%) Land $22,200 | $44,400 (+62.04%) Land $44,400 | |
| 2024 | $617.00 | ||
| 2023 | $13,700 Land $13,700 | $27,400 Land $27,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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