Kenton County property record for 9885 Flagstone Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,536 sqft · built 1992 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Nov 2021) |
| Tax Bill | $2,733 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Sep 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-00-00-039.16 |
| Primary APN | 018-00-00-039.16 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Finished Area |
| Gross Area | 2,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 9885 FLAGSTONE DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDEPENDENCE POINTE SEC 1 LOT 6 |
| Legal Subdivision | INDEPENDENCE POINTE |
| Legal Phase | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 63604 |
9885 Flagstone Dr is owned and occupied by two individuals who bought it in November 2021.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9885 FLAGSTONE DR, INDEPENDENCE, KY 41051-8791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Sep 20, 2021 | Commissioner's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on File |
| Deed Sale | Nov 24, 2021 · Amount on File |
| Prior Sale | Sep 20, 2021 · Amount on File |
| Deed Document Number | 20215900121 |
| Deed Book / Page | 133 / 142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 24, 2021 |
| Property Address | 9885 FLAGSTONE DR, INDEPENDENCE, KY 41051-8791 |
| Document Number | 0005900121 |
| Book / Page | 133 / 142 |
| Map Reference | SL 786-B |
| Instrument Date | Nov 19, 2021 |
| Instrument | 21112405900121 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12272 MADISON PIKE, INDEPENDENCE, KY 41051-9771 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9885 FLAGSTONE DR, INDEPENDENCE, KY 41051-8791 |
| Document Number | 0005900122 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 21112405900122 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 20, 2021 |
| Property Address | 9885 FLAGSTONE DR, INDEPENDENCE, KY 41051-8791 |
| Document Number | 0005900020 |
| Book / Page | 118 / 479 |
| Map Reference | SL 786-B |
| Instrument Date | Aug 30, 2021 |
| Instrument | 21092005900020 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 732 SCOTT ST, COVINGTON, KY 41011-2418 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 9885 Flagstone Dr was $2,733.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,000 (-) Land $35,000 Building $200,000 | $235,000 (-) Land $35,000 Building $200,000 | |
| 2025 | $2,733.00 | $235,000 Land $35,000 Building $200,000 | $235,000 Land $35,000 Building $200,000 |
| 2023 | $2,965.00 | $235,000 Land $30,000 Building $205,000 | $235,000 Land $30,000 Building $205,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9885 Flagstone Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9885 Flagstone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures